Corporate Compliance - Sr Compliance Monitoring Analyst

Job Title: Sr Compliance Monitoring Analyst

Status: Exempt

Reports to: Sr Manager - Compliance Testing and Monitoring

Department: Corporate Compliance

Job Code: 11899

Pay Range: $ - $ Annually

Location: Hybrid in Sacramento CA

Golden 1 Credit Union is among the top credit unions in the country. As a member-owned, not-for-profit cooperative, Golden 1 is guided by the credit union philosophy of “people helping people.” We are committed to empowering our members and uplifting our communities as we create a more equitable and financially inclusive California. We welcome all who embrace our Core Values.

You are a highly analytical and detail-oriented compliance professional who excels at identifying risk, evaluating control effectiveness, and ensuring adherence to regulatory requirements and internal standards. You leverage strong critical thinking, monitoring, and reporting expertise to provide effective check and challenge, deliver actionable insights, and strengthen the organization's compliance posture. Through collaboration, influence, and sound judgment, you help drive continuous improvement and promote a culture of compliance across the enterprise.

• Monitor and oversee the continuous development of the 1
  
  LOD Monitoring Program.
• Leads risk-based compliance reviews, focusing compliance risk assessment results, regulatory adherence, internal policy compliance, and operational risk mitigation.
• Develop and implement continuous monitoring Compliance QA tests, analyze results to identify trends/anomalies, provide feedback and suggestions on potential process enhancements to improve business unit compliance.
• Responsible for continuous development, monitoring and reporting of the Credit Union’s Consumer Protection Test Question Library and utilization by responsible Business Units.
• Oversee reported Business Unit first line monitoring of complex, high risk regulations, challenge reported results to ensure regulatory concerns are appropriately identified, tracked, and resolved in accordance with the Business Unit First Line Standardization Guideline.
• Active participation in annual and ongoing risk assessment campaigns including complex risk areas, providing effective check & challenge to 1
  
  LOD teams.
• Develop reports for Committees and Senior Management as directed.
• Promote compliance awareness across the organization by establishing and maintaining relationships with key business line analysts and functional stakeholders.
• Independently design and timely prepare various reports such as Key Performance Indicators, time tracking, etc. in accordance with department standards.
• Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including bank secrecy and anti-money laundering laws appropriate to the position.
• Report findings and issues to senior leadership and assist with corrective actions when required.
• Performs all other related duties as assigned.

• Bachelor’s Degree or equivalent work experience required
• 7+ years Financial Services experience in consumer protection regulatory compliance, internal audit, external audit, financial services operations, or consumer protection compliance program development/evaluation required

Golden 1 Credit Union provides its employees a market-competitive and internally equitable total rewards compensation package through a variety of programs. These programs are designed to attract, motivate, and retain employees that drive and support the achievement of Our Mission, Vision, and Strategic Goals. The Credit Union is committed a total rewards philosophy built on; a comprehensive compensation package, well-being and work-life balance, career…