Sr. Risk Analyst; MANTL

Sr. Risk Analyst (MANTL) page is loaded## Sr. Risk Analyst (MANTL) locations:
US Remote time type:
Full time posted on:
Posted 7 Days Agojob requisition :
JR-000469

Alkami is a leading cloud-based digital banking solutions provider for financial institutions in the United States that helps clients to transform through retail and business banking, digital account opening and loan origination, payment fraud prevention, and data analytics and engagement solutions.
* Alkami’s Mobile App Platform has been certified by J.D. Power for providing clients with “An Outstanding Mobile Banking Platform Experience.”
* Founded in 2009, we continue to be recognized for our intentional culture and tremendous growth (Best Place to Work in Fintech;
Best & Brightest to Work For Nationally; and Comparably’s Best Company Culture, Best Career Growth, Best Engineering Team, and Best Places to Work in Dallas, among others). Through our bold investments in technology and people, we empower our clients to grow confidently, adapt quickly, and build thriving digital banking communities through tailored experiences for over 19.5M users.

As a remote-first company, most of our positions can be remote in the US, except for key roles, which will be indicated in the Job Title.

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The Senior Risk Analyst plays a key role in delivering modern, streamlined lending experiences for financial institutions. You will partner closely with clients to translate their credit, operations, and compliance needs into scalable workflows within our platform. This role blends product expertise, problem-solving, and consultative guidance to ensure every implementation drives automation, accuracy, and measurable business impact.
** Key Responsibilities*
* • Implement KYC and underwriting decisioning platforms for consumer and business, including discovery, requirements, configuration, UAT, and go-live.
• Translate client goals into clear system workflows—underwriting rules, automation logic, routing, KYC/KYB steps, and decisioning paths.
• Configure decisioning frameworks using structured logic and data-driven rules to support efficient onboarding and risk management.
• Partner cross-functionally with Implementation, Product, Engineering, and Integration teams to align configurations with best practices and platform capabilities.
• Guide clients through operational and regulatory considerations, including KYC/KYB/AML, fraud controls, and credit policy alignment.
• Support clients during testing cycles—validating workflows, troubleshooting issues, and ensuring readiness for launch.
• Create clear documentation including workflow diagrams, configuration specs, and testing results.
• Build strong, trusted relationships with stakeholders across credit, operations, compliance, and technology teams.
** Requirements*
* •

Education:

Bachelor’s degree in business, Finance, Economics, Information Systems, or related field.
•

Experience:

5–7 years in loan origination, digital onboarding, or financial-services implementation roles.
• Strong understanding of consumer and/or business lending, underwriting processes, and modern risk-decisioning practices.
• Ability to design and configure system workflows, rules, and automations based on client requirements.
• Familiarity with regulatory standards (KYC, KYB, AML, CDD) and how they apply to digital onboarding.
• Confident communicator able to engage with both technical and non-technical teams, including executives.
• Proven ability to analyze workflow behavior, identify root-cause issues, and recommend optimizations.
** Technical Skills*
* • Experience with loan origination platforms, workflow automation tools, or digital onboarding systems.
• Working knowledge of structured rule logic (e.g., decision tables, JSON-based logic).
• Ability to understand API workflows, data mapping, and integration requirements.
• Experience with Jira, Confluence, and data visualization tools (e.g., Power BI) is a plus.
• Understanding of credit bureau data, identity-verification vendors, and fraud-risk tools.
** Nice to Have*
* • Experience with Alloy, Effectiv, Taktile, or similar KYC/KYB and decisioning platforms.
• Background working in fintech,…