Senior Financial Analyst, Financial Planning & Analysis

At Gore Mutual, we’ve always set ourselves apart as a modern mutual that does good. Now, we’re proudly building on that legacy to transform our company—and our industry—for the better.

Effective January 1, 2026, Gore has joined Beneva—the country’s largest mutual insurance company—as part of its Property & Casualty operations in Ontario and Western Canada. During 2026, Gore will combine its operations with Unica Insurance, Beneva’s Ontario-based subsidiary specializing in niche commercial and personal insurance, creating a stronger, more diversified mutual insurer with greater scale and long‑term stability.

Every decision and investment remains anchored in long‑term benefits to customers, members, and communities. Come join us.

The Senior Financial Analyst, Financial Planning & Analysis (SFA) supports financial planning, forecasting, performance management, and strategic analysis across revenue, claims, expenses, and workforce costs, with a strong focus on insurance‑specific metrics, regulatory requirements, and enterprise risk alignment. The SFA delivers clear, narrative‑driven financial analysis and reporting to support effective decision‑making across the business, with accountability for the full P&L.

Partnering closely with accounting and key stakeholders in the business, the role ensures alignment between management reporting and financial results, supports a smooth financial close, and translates complex data into actionable insights for senior leadership and the Executive Committee, while identifying key performance drivers, emerging risks, and opportunities for continuous improvement.

What you will do:

Performance Management & Reporting

Prepare key reports, including monthly financial results package and Quarterly Business Review (Q ) materials for senior leadership and the Executive Committee

Deliver narrative‑driven performance reporting, identifying key variance drivers and trends, with a specific focus on the Combined Ratio, Loss Ratio, and Expense Ratio

Analyze monthly and quarterly results to explain performance relative to plan and prior year, highlighting risks, opportunities, and corrective actions

Monitor and report on key financial and operational KPIs, ensuring consistency, accuracy, and relevance for decision‑making

Monitor and validate to ensure financial data reported in Power BI reconciles back to GL financials

Planning & Forecasting

Drive the creation of the annual operating plan and ad‑hoc forecasting, aligned with:

Corporate objectives

Risk appetite and tolerance

Regulatory and accounting requirements (e.g., IFRS 17, OSFI)

Drive development of:

Provide financial guidance to functional and operational leaders to support strong financial stewardship

Upload and reconcile budget information within the GL and operational dashboard in Power BI

Financial Modelling & Profitability Analysis

Develop and maintain financial and scenario models to assess business performance and support strategic decision‑making

Perform profitability analysis for:

Large accounts

Program business

Strategic initiatives and investments

Validate assumptions, assess financial risks, and quantify impacts under different scenarios

Support business case development and evaluation, including changes in scope, benefits, resources, and timelines

What you need to succeed:

CPA designation or actively working towards

Undergraduate degree is required

Budgeting and forecasting – 5+ years experience

Financial planning and analysis – 5+ years

Technical expertise in accounting related to the field – 3+ years

Insurance industry knowledge – 3+ years

Advanced financial analysis and modelling, including budgeting, forecasting, scenario analysis, and profitability assessment across a full P&L

P&C insurance and financial acumen, with strong understanding of insurance performance metrics (e.g., Combined Ratio, Loss Ratio, Expense Ratio) and regulatory requirements (e.g., IFRS 17, OSFI)

Narrative‑driven financial reporting, with the ability to translate complex financial results into clear, actionable insights for senior leadership and executive audiences

Strong communication and stakeholder management skills, with demonstrated comfort interacting with,…