Credit Underwriter II - Global Wealth & Investment Management

This role supports credit underwriting and monitoring for new and existing clients in partnership with a credit team. It independently manages low‑complexity transactions or portfolios, completes and reviews credit analysis, evaluates risks, and writes financial analysis. The role leads the process, ensures timely and accurate analysis, and coaches teammates on credit requirements.

• Leads the credit analysis process with the support of other analysts and associates
• Partners with Credit Officers, Relationship Management, and Risk teammates to understand structuring needs and requirements
• Monitors operating performance and financial condition, proactively identifying issues and opportunities
• Assists in delivery of financial modeling, loan structure, industry, economic, and other analyses to team members to support the loan decision‑making process
• Reviews work of junior teammates to provide feedback/coaching and ensure compliance with laws, rules, regulations and policy procedure
• May have primary coverage responsibility for a portfolio of clients with limited complexity and credit approval for certain credit actions
• Participates in loan structure conversations and completion of loan documentation with internal/external legal partners
• Underwrites and obtains credit approval for marketable securities loan products, including detailed collateral analysis across control/restricted stock, REIT operating units, exchange funds, and derivative securities
• Partners with Global Wealth and Investment Management client teams to support credit requests, participate in upfront deal discussions, and negotiate loan structures and covenants aligned with creditworthiness and risk appetite
• Proactively manages the deal pipeline to ensure timely progression of new and existing complex transactions or portfolios, completing and reviewing credit analysis, evaluating risks, and writing financial analysis

• 3-5+ years of commercial and/or private wealth management credit experience
• Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams
• Strong negotiation and communication skills
• Organized and detail-oriented with ability to multi-task, with prior experience in a high-volume production environment
• Proficiency in Word, Excel and Power Point
• Excellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co‑located

• Formal Credit Training and/or Commercial/Wealth Management credit experience preferred
• Bachelor's degree in business administration, finance, accounting or economics preferred
• Experience with marketable securities lending preferred

• Attention to Detail
• Credit and Risk Assessment
• Financial Analysis
• Underwriting
• Written Communications
• Analytical Thinking
• Credit Documentation Requirements
• Financial Forecasting and Modeling
• Recording/Organizing Information
• Business Acumen
• Collaboration
• Collateral Management
• Loan Structuring
• Prioritization

1st shift (United States of America)

40

$89,000.00 - $ annualized salary, offers to be determined based on experience, education and skill set.

This role is benefits eligible and includes industry-leading benefits, paid time off, and support to contribute to the growth of our business and the communities we serve.