Credit Specialist

Overview

The role of the Credit Specialist, reporting to the Credit Manager, oversees the collection process for a portfolio of various Credit Card and Commercial Accounts for the Company. This role supports the Credit Department in driving effective credit granting and collection processes within the team. The Credit Specialist is required to:

• Evaluate, and provide analysis, findings, and recommendations to determine credit terms, both in terms of dollar limits and time limits.
• Work with the Credit Manager to review and adjust credit terms on a regular basis or when required for existing accounts, and suspend or revoke credit terms upon receipt of external information pertinent to the financial strength of an account.
• Establish and enforce the Company’s credit policies. In this role, the Credit Specialist will collect delinquent accounts and will manage credit-related issues, in discussion with Credit Manager.

• Maintain appropriate documentation and other information in customer credit files.
• Manage the pre-authorized debits of customer accounts.
• Initiate credits and adjustments to customer accounts within Company policy limits.
• Identify problem accounts and provide regular reviews and updates to Credit Manager.
• Manage the aged debtor listing for the portfolio of various Credit Card and Commercial Accounts with account balances over terms.
• Negotiate payment arrangements with delinquent customers.
• Review customer accounts on a regular basis to maintain an appropriate level of credit risk.
• Identify accounts requiring collection agency or legal action and coordinate collections with third‑party contractors and legal professionals, as necessary.

• Relevant post‑secondary education with a Diploma/Degree in Business, Accounting, or Finance.
• 3+ years of accounts receivable and collections experience in a fast‑paced, large-volume, multi‑transaction, and multi‑class of trade environment.
• Strong computer skills, and ability to leverage technology to efficiently run the department.
• Effective listening, verbal, and written communication skills.
• Ability to communicate in both official languages is required.
• Proven judgment and decision‑making ability demonstrating the ability to generate strong collections while maintaining customer satisfaction.
• Accuracy and attention to detail.
• Demonstrated integrity and ethical standards.
• Able to handle difficult customers with diplomacy and tact.
• High degree of proficiency in the use of the Microsoft suite of software.
• Ability to multi‑task and juggle competing deadlines and multiple priorities.
• Experience in the Energy Industry at the distribution, retail & wholesale levels will be considered an asset.

• The salary range for this role is between $60,000-$65,000 per year. Salaries are based on years of relevant experience and education.
• Learn and collaborate with the best in the industry.
• Supportive colleagues and leaders who are passionate about providing exceptional service.
• Competitive compensation package.
• Long‑term incentive program.
• 3 weeks vacation to start.
• Complete benefits program including health, medical, dental, and life insurance.
• RRSP plan with Company match from day one.
• Employee gym membership reimbursement, discounts on motor fuels at our service stations, and purchases of equipment and heating oil.

We are an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees.

This posting is for a vacant position.