Mortgage Officer

This is an opportunity to join a trusted regional bank where relationship-building, community involvement, and customer success are at the heart of what we do. You'll be part of a collaborative team that helps customers navigate important financial decisions while building a rewarding career.

The Mortgage Officer is responsible for originating quality saleable mortgage loan applications from assigned Dollar Bank branches and various referral sources including, Realtors, financial planners, attorneys, and other professional contacts.

• Bachelor's Degree required. Will consider commensurate experience.
• Minimum of 6 years of originating mortgage loan applications or loan experience required.
• Excellent communication and organizational skills.
• Knowledge of Freddie Mac, Fannie Mae, FHA and VA underwriting guidelines.
• Software knowledge including;
  Point of sale first mortgage loan origination system, Microsoft Word and Excel.
• General business, financial and credit lending knowledge.
• Valid driver's license and reliable vehicle.
• NMLS Registration, or able to obtain.

• Enter all data required to complete a residential mortgage application in the loan origination system.
• Provide buyer with all required early disclosures.
• Assist borrowers by explaining lending programs and all required information needed to complete the mortgage process.
• Properly quote interest rates for loan programs offered and lock‑in the interest rate at the time of the borrower's request.
• Achieve assigned production goals.
• Actively network with Realtors and other professional referral sources. Attend networking functions and trade shows as determined by management.
• Oversee active pipeline of mortgages from application to closing and work closely with the operations personnel to assist in processing the application when needed.
• Work closely with branch personnel of assigned branches. Attend meetings and branch events as assigned.

All employees have the responsibility and the accountability to serve as risk managers for their businesses by understanding, reporting, responding to, managing, and monitoring the risk they encounter daily as required by Dollar Bank's risk management program. Compliance with regulatory laws and company procedures is a required component of all position descriptions.