Fintech BSA Compliance Specialist

MRV Banks

Fintech BSA/AML Compliance Specialist

: 1197

Location: Cape Girardeau-MO

Department: Fintech

Fintech BSA/AML Compliance Specialist
Cape Girardeau, MO | Full-Time | Monday-Friday, 8AM-5PM | Starting at $22/hr, based on experience

Fintech moves fast — and protecting the financial system requires people who know what to look for.

At MRV Connect
, we combine the strength and experience of a relationship-driven community bank with the evolving world of fintech, digital banking, payments, and Banking-as-a-Service (BaaS).

As our Fintech BSA Compliance Specialist
, you'll help protect the Bank and our fintech programs by supporting Bank Secrecy Act (BSA), Anti-Money Laundering (AML), OFAC, and financial crime compliance
. You'll monitor activity, investigate potential concerns, evaluate fintech partners, and help ensure strong compliance controls are built into innovative financial products and services.

This is a great opportunity for someone who is analytical, naturally curious, detail-oriented, and enjoys connecting the dots
. If you like investigating unusual activity, digging deeper when something doesn't look quite right, and solving problems in an environment that continues to evolve, you may be a great fit.

• Monitor fintech programs, digital banking services, and BaaS activities for compliance with BSA/AML, OFAC, and applicable banking regulations.
• Review transaction monitoring alerts, investigate unusual or suspicious activity, and assist with Suspicious Activity Report (SAR) preparation when appropriate.
• Conduct BSA/AML due diligence, onboarding assessments, and ongoing monitoring of fintech partners and third-party providers
  .
• Support risk assessments involving fintech partners, digital onboarding, payment systems, and emerging financial technologies.
• Help evaluate CIP/KYC, identity verification, transaction monitoring, and other financial crime controls supporting fintech programs.
• Partner with Operations, IT, Compliance, and Product teams to evaluate compliance impacts of new integrations, enhancements, and system changes.
• Assist with compliance testing, monitoring, and quality assurance activities.
• Identify issues and help track remediation resulting from monitoring, audits, investigations, or system and process gaps.
• Maintain organized,
  audit-ready documentation
  , including partner oversight records, monitoring results, and regulatory reporting files.
• Research evolving regulatory guidance affecting fintech, BaaS, digital identity verification, payments, and financial crime compliance.
• Support regulatory examinations, audits, and fintech partner compliance reviews.
• Prepare compliance metrics, dashboards, and summaries for leadership, risk committees, and regulatory reporting.

• Bachelor's degree in Finance, Business, Legal Studies, Criminal Justice, or a related field — or equivalent experience.
• Strong analytical and investigative skills with the ability to identify risk, recognize patterns, and dig into the details.
• Strong written and verbal communication skills with the ability to clearly document findings and communicate concerns.
• Sound judgment, discretion, and the ability to work with sensitive and confidential information.
• Excellent organization, follow-through, and attention to detail.
• Ability to manage multiple priorities in an evolving, fast-paced environment.
• Experience in BSA/AML, fraud monitoring, payments, banking, or fintech compliance preferred.
• Working knowledge of BSA/AML, OFAC, CIP/KYC, and payment-related regulatory requirements preferred.
• A growth mindset and willingness to continuously build expertise as fintech, financial crime risks, and regulatory expectations evolve.

Perks & Benefits

We invest in our people because we know…