Investment Associate in Financial Inclusion Debt Job Cape Town area,South Africa,Finance & Banking

respons

Ability is a leading Swiss impact asset manager with deep expertise in private market investing across emerging markets. The company provides debt and equity financing to financial institutions, enterprises and mid-market funds, designed to generate measurable positive outcomes for people and planet alongside competitive financial returns. Impact and ESG are embedded throughout the investment process and supported by active engagement. As of 31 March 2026, respons

Ability manages USD 5.9 billion in assets invested across around 70 countries and works with institutional, private and public sector investors to invest capital at scale.

Founded in 2003, respons

Ability has deployed more than USD 17.8 billion in impact investments. Since 2022, respons

Ability has been part of M&G Investments, a business of M&G plc, a global savings and investments group with asset management and insurance capabilities and a long-term institutional ownership base.

respons

Ability is proud to be an equal opportunity employer. Our commitment is to provide you with the best possible recruitment experience along with a neutral assessment of your CV and application. Your skill set, education and experience are what we focus on. We therefore kindly ask you to support us on this matter by refraining from putting any personal details (such as picture, gender, marital status etc.)

on your CV or motivation letter.

Our Financial Inclusion Debt team is looking for an additional colleague in the function of an

Investment Associate in Financial Inclusion Debt

This job opportunity related to our investment funds' activities in the in Sub-Saharan Africa region to provide senior and subordinated debt to microfinance and other financial institutions. It is made for a qualified candidate who is eager to support the further growth in the region.

Your Main Tasks

Developing, managing and growing respons

Ability’s financial sector debt investments in the region

Credit risk analysis of counter parties and their market risks within the region, both on-site and off-site, involving due diligence and scoring exercises

Interaction and cooperation with the risk management team, investment committee, transaction team and external parties to implement and structure transactions

Responsible for the full investment cycle, including sourcing, due diligence, implementation, portfolio management and monitoring

Representing the company at conferences, seminars and other relevant events where appropriate and required

The position requires frequent travelling in the region

Your Experience and Skills

Degree in economics, business administration, finance, or a related field

At least 3-4 years of relevant experience in the financial sector with an international environment, sound knowledge of Microfinance, SME finance and leasing business

Strong analytical, writing and presentation skills; high interest for business development and proven commercial skills

Flexible and self-reliant personality who enjoys and is able to work in an international environment

Business proficient in English

Interest in and enthusiasm for impact investments