Field Risk Director

The Field Risk Director (FRD) at Kinetic Advantage is not only a guardian of the company’s financial well-being, but also a trusted advisor and change agent for our independent dealer partners across the country. This is a rare and uniquely impactful role, one that combines the responsibility of risk mitigation with the privilege of helping shape the future of our customers businesses.

As a key member of an elite, highly trained team, the FRD conducts comprehensive, on-site risk reviews that span financial analysis, operational audits, inventory verification, and fraud detection. These reviews provide an unfiltered, data-driven snapshot of a dealership’s current state, empowering Kinetic Advantage to make informed decisions about how to best manage the relationship.

This role goes far beyond identifying risk. Field Risk Directors are often the turning point in a dealership’s journey. With deep operational insight and business acumen, the FRD has the opportunity to engage directly with dealer principals and leadership teams, providing them with feedback, structure, and guidance that can drive real and lasting improvement. This role is more than just protecting Kinetic Advantage;

it’s about uplifting our partners, helping them build stronger, more profitable, and more sustainable operations.

• Conduct comprehensive, on-site risk reviews of independent auto dealerships in addition to scrubbing the portfolio you are assigned for signs of stress in a proactive manner.
• Audit inventory records, both floorplanned and non-floorplanned including physical verification and system reconciliation.
• Review and analyze dealership financial statements, bank activity, and other documentation to assess solvency and financial behavior.
• Access and examine dealership management systems (DMS) to validate sales activity and funding timelines as well as F&I portals.
• Identify and investigate signs of misrepresentation, fraud, or operational risk, and elevate as appropriate.
• Prepare factual, detailed reports summarizing findings and outlining key risks and recommendations.
• Build and maintain trusted relationships with dealer clients, serving as a strategic advisor for business improvement.
• Provide guidance to dealers on improving internal processes, financial practices, and inventory management to support long-term growth and sustainability.
• Act as a key touchpoint for high-risk or strategic accounts, offering ongoing oversight and operational insights.
• Exercise composure, professionalism, and tact during sensitive engagements, including collections and resolutions.
• Exhibit good judgement in times of stress.
• Represent Kinetic Advantage with professionalism and integrity in all dealer-facing interactions.
• Collaborate cross-functionally with lending, sales, select, operations, remarketing, and legal to align on risk strategies and account resolution.
• Participate in special audits, account reviews, or enterprise-level assessments as assigned.
• Maintain detailed and accurate documentation of all audits, visits, and communications using internal systems.
• Ensure full compliance with internal policies, audit standards, and legal/regulatory requirements.

• Bachelor’s degree preferred.
• Five (5) years in automotive, collections or financial services industry required.
• Familiarity with concepts, procedures and processes typically used in automotive and financial services industries, particularly in the automotive floorplan industry.
• Proven track record of working independently in high‑pressure, field‑based roles with minimal oversight.
• Strong knowledge of dealership operations, inventory controls, and financial systems.
• Valid driver’s license and ability to travel extensively (up to 85%) across the US.
• Preferred experience in fraud investigations, credit underwriting, and asset recovery.
• Preferred familiarity with dealership management systems such as Dealer track, Frazer, or Reynold’s & Reynold’s.

• Ability to read and understand basic financial statements.
• Strong sense of urgency, with the ability to thrive in a fast‑paced and, at times, stressful environment and handle competing demands.
• Abili…