Commercial Banking Officer

A Centier Associate

Generate new business through the lending of Bank funds in a profitable and safe manner and cross‑sell other Bank products and services to both new and existing clients.

• Generate new loan business by calling on new and current clients to discuss their financial needs, gathering pertinent data, making on‑site visits and making the loan decision or presentation to the proper committee.
• May provide input in supervision of Administrative Assistant.
• It is expected that a lender in this position generates approximately $10 million per year in net loan portfolio growth.
• Develop a new business referral network by calling on centers of influence within the communities you serve.
• Cross‑sell Bank products and services as well as primary lending responsibility.
• Make joint sales calls with Group Manager, Department Manager, and/or Senior Partner.
• Provide complete information for timely preparation of loans to the Credit Department for presentations to the proper committee and make recommendations.
• Review all documentation preparation to ensure that the Bank's collateral position is safe.
• Monitor each loan portfolio for delinquent loans, credit deterioration and documentation deficiencies and keep files updated with appropriate memorandums.
• Provide financial counseling and World‑Class Service Experiences to prospective and existing clients.
• Assist Branch, Loan Servicing, CDP and Construction Services personnel regarding loan requests and loan questions.
• Be an ambassador for Centier representing the Bank in community activities including business, charitable, civic and social.
• Participate in workshops, seminars, and training as required.

• Self‑directed, high‑energy collaborator.
• Excellent organizational skills in order to multitask projects and initiatives.
• Attentive to detail.
• Excellent written and verbal communication skills.
• Ability to communicate and work with groups as well as individuals as required.
• Ability to understand financial spreadsheets and common commercial rations.
• Ability to learn the benefits and features of the product lines of the Bank and to be able to relate them to potential clients during business development calls.
• Knowledgeable in commercial real estate, commercial and industrial lending, and cash management services.
• A proven history of successful business development and portfolio growth.
• The ability to understand a variety of financial statements and tax returns to determine a potential or existing borrower's financial position and cash flow.
• Comfort with technology and the ability to adapt to new systems and processes.

• Bachelor's degree required.
• 5+ years of Commercial Lending experience is required.

Centier Bank is an Equal Employment Opportunity/Affirmative Action employer and is committed to providing reasonable accommodations to individuals with disabilities in the employment application process. If you need an accommodation due to a disability to use our online system to apply for a position at Centier Bank, please call us at 219‑755‑6160 or send us an email at

Centier Bank is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.