Claims Specialist-Auto & General Liability North Meridan St, 7th Fl, Carmel

11711 North Meridan St, 7th Fl, Carmel, IN 46032

Come join our team!

There are many reasons why EPIC Insurance Brokers & Consultants has become one of the fastest-growing firms in the insurance industry. Fueled and driven by capable, committed people who share common beliefs and values and “bring it” every day, EPIC is always looking for people who have “the right stuff” – people who know what they want and aren’t afraid to make it happen.

Headquartered in San Francisco and founded in 2007, our company has over 3,000 employees nationwide. With locations spread out across the U.S., our local market knowledge and industry expertise helps support our clients' regional and global needs. We have grown very quickly since our founding, and we continue to see growth and success thanks to our hard-working and growth-minded employees.

Our core values are:
Owner mindset, Inspire trust, Think big, and Drive results. If these values and growth align with what you're looking for in your next career? Then consider joining our amazing team!

The Claims Specialist handles a caseload of approximately 130 auto and general liability claims for primarily public-sector clients. The position requires establishing facts of loss, coverage analysis, investigation, liability/negligence determination, damage assessment, settlement negotiations, identifying potential fraud, and appropriate use of authorized vendors. The Claims Specialist must also complete timely and appropriate reserve analysis. All file handling must be within state statutes, client claims handling guidelines and JWF Best Practices.

• Preferred:
  Hybrid - Carmel IN (2 days a week in-office)
• Also open to 100% remote for highly qualified candidates whose experience aligns strongly with the needs of the role. Remote candidates must live in Central or Eastern time zones.

• At least 5+ years of experience handling auto property and/or general liability claims. TPA and/or public sector claims experience is nice to have but not required.
• Candidates with professional communication skills – both written and verbal. Ideal candidates can successfully pivot between providing detailed and accurate written communication, as well as picking up the phone and having a detailed verbal conversation.
• High attention to detail, and the ability to learn and adhere to instructions that vary client by client.
• Strong relationship‑building skills and the ability to be flexible and build trust with clients.
• Positive and outgoing disposition, eager to work as a team but also functions well working independently.

• Coverage:
  • Identify, analyze, and confirm coverage.
• Customer Service/Contact:
  • Contact appropriate parties and providers to determine liability, compensability, negligence, and subrogation potential.
  • Contact appropriate parties to obtain any needed information and explain coverage as appropriate. Continue contact throughout the life of the file as appropriate.
  • Answer phones, check voicemail regularly and return calls within 24 business hours.
  • Assist management when required with projects as requested.
• Investigation:
  • Verify facts of loss and pertinent claims facts such as employment, wages, or damages and establish disability with treating physicians as appropriate.
  • Identify claims with no negligence to deny liability.
  • Identify cases for settlement. Evaluate claims and request authority and negotiate settlement.
  • Recognize and report potential fraud cases.
• Reserves:
  • Establish ultimate reserves (anticipated cost to bring file to close based on known facts) as soon as practical and monitor to adjust at the time of any exposure changing event.
  • Verify all provider bills have been appropriately reviewed and paid within standard time frames.
• Reporting Requirements:
  • Must pass all internal and external audits, which include those performed by regulatory agencies, carriers, and clients.
  • Follow reporting requests as outlined by client special handling instructions.
• Resolution:
  • Document plan of action in the claim system and set appropriate diaries.
  • Maintain a regular diary and follow up as required.
  • Close all files as appropriate in a timely and complete manner.
  • Maintai…