Mortgage Loan Closer

** Applicant must be located in Colorado**

Front Range State Bank/RNB State Bank is a locally managed independent community bank founded in 1899 located in Colorado and Wyoming, offering an array of customized and personalized banking services that meet the needs of businesses and personal clientele. Front Range State Bank/RNB State Bank takes pride in developing personal relationships with its clients while maintaining the highest level of professional service.

Our mission is to not only provide personalized banking services for our clientele, but to encourage our staff to personally contribute to making a difference in the communities that we serve. The Bank is also working towards being a community leader that balances purpose with profit by considering the impact of its decisions on its workers, customers, suppliers, community, and the environment.

What we are looking for:

Front Range State Bank/RNB State Bank is looking for a driven, reliable, hardworking employee who wants to make a difference and provide exceptional customer service for our clients and in our community. If your goal is to build a career that is impactful & fulfilling, consider joining the dedicated team at Front Range State Bank/RNB State Bank.

Benefit Package Offered: (Subject to Eligibility Requirements)

• 401(k) Profit Sharing Plan
• 401(k) Matching
• Medical, Dental and Vision Insurance
• Heath Savings Account with company contribution
• Employer paid Life/LTD
• AD&D Insurance
• Paid Vacation, Sick and Holiday time
• Flexible Spending Account
• Professional Development Resources/Tuition Reimbursement
• Employee Assistance Program
• An annual bonus may be paid to eligible employees based on organization & individual performance.

The Mortgage Loan Closer will be our subject matter expert on all aspects of residential real estate loan documents and disclosures. This role will be responsible for assuring the accuracy of the information within the documents as well as adherence to regulations and secondary market requirements. This role will also serve as a member of the mortgage operations team, assisting in the day-to-day process of originating residential real estate loans.

Essential Duties and Responsibilities:

• Serve as subject matter expert for all residential real estate documents and disclosures.
• Provide clear, polite and professional communication in-person, via phone, chat, and email to internal and external customers.
• Master the use of all document systems including Doc Magic, Laserpro, and any other system associated with the production of loan documents and/or the loan origination process.
• Responsible for assembling permanent loans files, assuring accuracy and completeness.
• Responsible for issuing TRID documents as well as closing documents, while adhering to all Federal and State regulations.
• Collaborate with the rest of the mortgage operations department to ensure that the lender and customer both have the best possible experience.
• Work with our secondary market quality control vendor to ensure that they can efficiently complete their reviews.
• Coordinate with title companies to balance closing figures in a quick and efficient manner.
• Assist in mortgage loan pipeline management, including, but not limited to, tracking regulatory deadlines, status of each application within the origination process, ordering of appraisals, closing date, etc.
• Work with lenders to ensure that all disclosures and closing documents meet their approval.
• Serve as a mortgage loan administrator, assisting in other areas of the loan origination process as needed.
• Collaborate with other members of the mortgage operations department to ensure the timely sale of secondary market mortgage loans.
• Update information in the loan operating system.
• Assists in the coordination among all parties in the mortgage lending process
• Master all technology used in the loan origination process including but not limited to the LOS, PPE, POS, CRM, document system, cold storage, core technology, etc.
• Communicate with and facilitate processes and parties in the origination process.
• Operate within a team environment and effectively communicate with customers, lenders, processors, closers and underwriters.
• Maintain a high level of customer satisfaction (internal/external).

Nonessential Duties and Responsibilities:

• Assist the Loan Operations Manager in various duties as needed.
• Performs all other duties as assigned.

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The…