Credit Analyst - SMG Direct Programs

Overview

Great America Financial Services is an entrepreneurial company that provides equipment financing to businesses across the United States. We are looking to add a Credit Analyst to support our growing third‑party origination (broker) channel. In this role you will underwrite small‑to‑mid‑sized commercial credit transactions sourced through independent brokers and referral partners across a variety of industries, evaluating equipment financing and other structured transactions.

• Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions within established risk tolerances and prescribed time frames, providing written analysis and justification for the decision.
• Review, spread and analyze financial statements and/or tax returns as applicable.
• Utilize credit bureaus and review personal financial statements and/or tax returns as needed to evaluate personal guarantors’ creditworthiness.
• Primary focus will be within the Third‑Party Origination vertical, but may support transactions within other Specialty Markets divisions as needed.

• A bachelor’s degree with a major or minor in Finance, Accounting, Economics, or a related field.
• Demonstrated interpersonal skills and a commitment to delivering an excellent customer experience.
• Excellent analytical ability, enjoyment of making independent decisions, and the ability to process information quickly.
• Understanding of financial statements and tax returns.

• Financial Benefits – Competitive Compensation
• Monthly Bonuses for Eligible Employees
• 401(k) and Company Match
• Annual Profit Sharing
• Paid Time Off
• Health, Wellbeing, and Family Planning Benefits
• Paid Vacation – starting at 80 hours annually for employees in their first year of service
• Paid Sick Days – Ten (10) per year with a conversion option for unused time
• Ten (10) Paid Holidays per year
• Gym Reimbursement
• Health Insurance
• Dental Insurance
• Vision Insurance
• Short‑Term and Long‑Term Disability
• Company‑Paid Life Insurance
• Flexible Spending Accounts (FSA)
• Health Savings Accounts (HSA)
• Employee Assistance Program
• Parental Leave
• Education and Career Planning Benefits – Tuition Assistance, Networking Opportunities, Leadership Development Opportunities
• Perks – Paid Parking, Service Awards
• Hybrid work arrangements
• Business casual environment

We value diverse backgrounds and adding new perspectives. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.