Credit Analyst - SMG Direct Programs

Great America Financial Services is a highly successful entrepreneurial company providing equipment financing to businesses across the United States. Our exemplary customer service, principle-centered business philosophy and team-based operating approach are key to our success and growth.

We are looking to add a Credit Analyst to support our growing third-party origination (broker) channel. This role is responsible for underwriting small- to mid‑sized commercial credit transactions sourced through independent brokers and referral partners across a variety of industries.

In this position, you will evaluate credit applications involving equipment financing and other structured transactions. You will assess creditworthiness, make independent decisions within delegated authority, or provide well‑supported recommendations. This is a fast‑paced role where you will balance risk discipline with responsiveness to support broker relationships and deliver an exceptional customer experience.

• Perform direct and thorough investigation and obtain relevant credit information to formulate credit decisions within established risk tolerances and prescribed time frames, providing written analysis and justification for the decision.
• Review, spread and analyze financial statements and/or tax returns as applicable.
• Utilize credit bureaus and review personal financial statements and/or tax returns as needed to evaluate personal guarantor’s creditworthiness.
• The primary focus will be within our Third-Party Origination vertical but may also support transactions within our other Specialty Markets divisions as needed.

• A bachelor’s degree with a major or minor in Finance, Accounting, Economics, or related field.
• Demonstrated interpersonal skills are a must as Great America takes pride in providing an excellent customer experience during every interaction.
• Excellent analytical ability, enjoy making independent decisions, and the ability to process information quickly.
• An understanding of financial statements and tax returns.

• Competitive Compensation
• Monthly Bonuses for Eligible Employees
• 401(k) and Company Match
• Annual Profit Sharing
• Paid Time Off

• Paid Vacation - starting at 80 hours annually for employees in their first year of service.
• Paid Sick Days - Ten (10) per year with a conversion option for unused time.
• Ten (10) Paid Holidays per year
• Gym Reimbursement
• Health Insurance
• Dental Insurance
• Vision Insurance
• Short-Term and Long Term Disability
• Company Paid Life Insurance
• Flexible Spending Accounts (FSA)
• Health Savings Accounts (HSA)
• Employee Assistance Program
• Parental Leave

• Tuition Assistance
• Networking Opportunities
• Leadership Development Opportunities

• Paid Parking
• Service Awards
• Hybrid work arrangements
• Business casual environment
• A strong organizational culture focused on our greatest asset: you!

Please note, applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment visa.