Residential Mortgage Lending Processor

WHAT SETS US APART?

F&M is a true community bank. We are a community-based lender committed to our hometowns with over 115 years of history. While market conditions shift and national (online) lenders scale back, we remain steadfast in serving our communities with stability and personalized service. We don't have that feeling of 'just being an employee number' and instead offer that workplace connection atmosphere with the long-term stability and fulfilling career potential.

ABOUT THE ROLE

Our Mortgage Processors have a wide variety of responsibilities that they work through on an on-going basis. As a processor you'll be handling a pipeline of mortgage files which involves collecting, inputting, and analyzing information for loan packages, ordering necessary evaluations, preparing and communicating disclosures to customers, preparing documents for a variety of stakeholders, and more. Communication between yourself and home buyers, real estate agents, title companies, and other internal teammates will be a daily occurrence.

At the end of the day, you're fulfilled knowing that you were a key piece in fulfilling dreams of home ownership. Whether you're helping first-time home buyers, your neighbors, a family on your child's sports team, or another family in your community, you are pivotal in helping them through the, or one of the biggest purchases in their life.

For an experienced mortgage processor (or comparable experience working with mortgages) we have a more senior role that would be accompanied by a competitive salary commensurate with industry experience.

Those who are early in their residential mortgage career can still be an excellent fit for this role when they bring the essential professional skills and experience needed to succeed. Because the mortgage industry is continually evolving, candidates should demonstrate strong learning agility, adaptability to changing regulations, and a commitment to providing exceptional service to our customers and community. Individuals must also meet the minimum qualifications outlined below.

LOCATION
This position will report to Chambersburg, PA or another available office location within the Capital Region. A hybrid working arrangement is available following a satisfactory introductory period and successful demonstration of key accountabilities.

MINIMUM QUALIFICATIONS

• High School Diploma or GED
• Professional phone experience in customer lending
• Working knowledge of RESPA, Regulation Z, Regulation B, and HMDA
• Excellent communicator, both written and verbal
• Strong organization skills and ability to multi-task
• Attentive to details
• Strong math skills with high degree of accuracy
• Proficient in Word and Excel and able to learn mortgage software
• Aptitude and desire to learn internal policies and procedures and government loan programs

If this is something that raises any interest and you have the minimum qualifications and drive to excel in a fast-paced role, we encourage you to complete an employment application. We'll be in contact with the most qualified applicants who meet our hiring criteria in the upcoming weeks to get interviews started.

COMPARABLE JOB TITLES:

Here at F&M we call this position a Residential Mortgage Lending Processor, but to help the title resonate with you, other employers may title the position a loan closer, mortgage loan assistant, mortgage opener, mortgage post-closer, mortgage processor, mortgage setup, mortgage underwriter, and residential mortgage underwriter.

F&M Trust is an Equal Opportunity Employer - Disability/Vet