Credit Product Portfolio Specialist

• Manage a portfolio of large corporate ABL accounts within the Commercial Banking Capital Finance group
• Lead or participate in building and maintaining effective relationships with existing clients and share relevant information with coverage partners
• Review and analyze moderately complex business, operational, or technical challenges
• Review and analyze client portfolios for cash flow, liquidity, leverage, working capital, debt coverage, collateral, enterprise value, and repayment sources
• Prepare or contribute to periodic reviews and interim underwriting memoranda
• Partner with coverage teams to understand clients’ businesses, strategic objectives, operational priorities, and financial positions
• Identify and execute opportunities for modifications, renewals, and refinancings
• Perform regular portfolio reviews to manage risk and lead problem loan resolutions
• Collaborate with peers and functional partners to resolve client servicing requests and inquiries
• Resolve moderately complex situations while following policies, procedures, and compliance requirements
• Provide feedback on evolving market needs to support innovation, design, and delivery of credit solutions
• Contribute to large-scale planning for product and specialty business objectives
• Mentor lower-level staff

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through work experience, training, military experience, or education
• Asset-Based Lending (ABL) experience including credit evaluation and risk assessment
• Knowledge of large corporate lending
• Working knowledge of ABL and capital markets
• Experience reviewing and accurately interpreting loan documentation
• Effective organizational, multi-tasking and prioritizing skills
• Ability to lead and coordinate with team members across Wells Fargo
• Strong verbal and written communication skill
• Proven track record of success in customer-facing roles with experience building and maintaining client relationships
• Advanced proficiency in Microsoft Office Suite, including Excel, PowerPoint, and Word
• Ability to travel 10%

Demonstrates expertise in Asset-Based Lending (ABL) and large corporate lending, with a strong focus on credit evaluation, risk assessment, and client relationship management. Proven ability to analyze financial positions and collaborate effectively with teams to deliver tailored credit solutions.

• Asset-Based Lending (ABL) Experience
• Credit Evaluation and Risk Assessment
• Client Relationship Management
• Microsoft Office Suite Proficiency
• Portfolio Management Experience

• Credit Evaluation
• Risk Assessment
• Loan Documentation Review
• Financial Analysis
• Portfolio Management

• Organizational Skills
• Multi-Tasking
• Prioritizing Skills
• Verbal Communication
• Written Communication

• Asset-Based Lending
• Corporate Lending
• Capital Markets
• Client Servicing
• Problem Loan Resolutions

• Microsoft Excel
• Microsoft Power Point
• Microsoft Word