Senior Risk Asset Review Examination Specialist, Risk Asset Review

Responsibilities

• Lead or participate in moderately complex initiatives and deliverables within Risk Asset Review Examination.
• Contribute, initiate, and recommend changes to the group's exam policies and standards.
• Assess the lending practices of the company’s commercial loans and securities investments.
• At times, serve as examiner‑in‑charge and direct a team of examiners that examines the company’s commercial lending businesses.
• Perform duties as an examiner‑in‑charge for complex lines of business, including large corporate, asset‑based lending, and capital markets.
• Interact with line of business senior management of complex lines of business.
• Communicate and influence RAR’s examination findings to line of business senior management.
• Advise RAR management on ways to improve the examination process.
• Serve as a resource on RAR’s examinations of Wells Fargo’s commercial lending businesses.
• Evaluate credit administration practices, focusing on significant issues, and demonstrate sound credit judgment.
• Receive direction from leaders and exercise independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements.
• Collaborate and consult with peers, colleagues, and managers to resolve issues and achieve goals.

• 4+ years of Risk Asset Review experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education.
• 4+ years recent experience working for a large U.S. bank or large regional U.S. bank in the role as an underwriter, portfolio manager, and/or relationship manager.
• Exposure to large complex credits, including syndicated deals, leveraged loans, securities transactions, and asset‑based lending facilities.
• Good understanding of commercial real estate across various sectors.
• Strong commercial credit analysis skills with high attention to detail and accuracy.
• Ability to perform quantitative and qualitative analysis, and to document conclusions in an articulate and succinct manner.
• Ability to review and interpret complex financial statements, commercial loan structures, and loan documentation.
• Knowledge and proficiency in risk rating commercial credits.
• Experience exercising independent judgment while developing the knowledge to understand function, policies, procedures, and compliance requirements in a variety of industries.
• Experience interacting with Audit, Legal, external agencies, and regulatory bodies on risk‑related topics.
• Good communication skills with the ability to communicate issues, risks, and proposed solutions effectively and succinctly, in both written and verbal formats, with senior leaders.
• Excellent verbal, written, and interpersonal communication skills.
• A BS/BA degree or higher in accounting, finance, or economics.
• Ability to work and influence successfully within a matrix environment and build effective business partnerships with all levels of team members.
• Ability to execute in a fast paced, high demand, environment while balancing multiple priorities.
• Ability to provide credible challenge and candor to peers.