Credit Analyst

The Credit Analyst is responsible for managing all credit, collection, and accounts receivable reconciliation activities for a designated portfolio of customers.

• Credit Management:
  • Review incoming credit applications and provide recommendations to the Credit Management Team.
  • Periodically evaluate customer financial conditions, including credit scores, sales field information, and payment trends, to assess financial position and credit risk.
  • Review customer orders exceeding credit limits or past due triggers, taking appropriate action to release orders or re-establish creditworthiness.
  • Identify customers needing increased credit limits to support business growth, perform credit reviews, and provide recommendations to the Credit Management Team.
• Collections:
  • Build strong relationships with internal and external customers to maximize cash flow through efficient collections.
  • Initiate timely collection activities, including phone calls, emails, and other communications, to address account delinquencies proactively.
  • Work with past due customers and their sales representatives professionally, documenting discussions and agreements, and ensuring timely follow-up.
  • Conduct collection activities in compliance with federal, state, and local regulations, laws, statutes, and company policies.
  • Develop payment plans as needed.
  • Resolve issues related to disputed invoices with customers and the sales team to enable invoice collection or resolution of short‑paid invoices.
• Other Duties:
  • Perform other duties as beneficial to IDI.
• Leads Self
  • Communicates Effectively & Candidly
  • Drives for Results
  • Demonstrates Accountability
  • Takes Initiative
  • Collaborates

• Technical
  
  Skills:
  
  
  • Proficiency and experience in understanding Credit Reports and Credit Scoring
  • Proficiency in Microsoft Office software, including Excel and MS Word
• Communication
  
  Skills:
  
  
  • Excellent interpersonal, written, and verbal communication skills
  • Strong negotiating skills
• Interpersonal
  
  Skills:
  
  
  • Ability to work effectively with diverse groups of people

• College degree in Business or related field and/or equivalent experience
• 3+ years Credit experience or related experience in field of finance preferred

Equal Opportunity Employer
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