Credit Underwriter II - Commercial Real Estate; CRE

Make banking a Fifth Third better® We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank.

Work closely and effectively with Commercial Real Estate (CRE) LOB and Credit partners through the underwriting, credit approval, documentation, closing and funding, and post-closing procedures for credits. Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.

While operating within the banks risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

• Role focus is on new money loan requests to borrowers as well as requests for loan renewals or modifications.
• Work in cooperation with relationship Managers with initial deal review, modeling, and structuring. This will include the assisting the RM with the presentation and discussion of the Opportunity Memo.
• Work in cooperation with RM's for deal pre-clearance within the Structured Finance Group, Credit, Capital Markets/Syndications, and other constituents.
• Work in cooperation with RM's, customers/prospects, and third-party providers to order, obtain and ascertain due diligence information as required.
• Utilize and analyze all available resources to prepare the credit approval documents.
• Coordinate with the RM and Credit to obtain the proper credit approval. Underwriter is responsible for preparing the credit request package and circulating to the appropriate Deal Team for concurrence.
• Negotiate legal documentation in conjunction with RM.
• Complete and manage the closing, funding, and booking process in cooperation with the Funding Desk and Credit Collateral Operations.
• Complete internal and external post-closing items.
• Complete the underwriting process for deal amendments and restructurings.
• Complete special projects and assignments as requested.

None.

• College degree in accounting, finance, or economics required, CFA designation a plus.
• Total work experience of 7+ years including 4+ years of CRE underwriting, credit, or originations experience.
• Must be proficient in basic software applications such as Microsoft Word, Excel, Outlook, and Internet Explorer. Advanced skills in Microsoft Excel a plus.
• Must be attentive to detail and possess excellent verbal and written communication skills.
• Must be highly organized and able to manage several detailed tasks and processes concurrently.

• Normal office environment with little exposure to dust, noise, temperature and the like.
• Extended viewing of CRT screen.
• Some travel required.

Credit Underwriter II - Commercial Real Estate (CRE)

Total Base Pay Range 96,500. USD Annual

At Fifth Third, we understand the importance of recognizing our employees for the role they play in improving the lives of our customers, communities and each other. Our Total Rewards include comprehensive benefits and differentiated compensation offerings to give each employee the opportunity to be their best every day.

The base salary for this position is reflective of the range of salary levels for all roles within this pay grade across the U.S. Individual salaries within this range will vary based on factors such as role, relevant skillset, relevant experience, education and geographic location. In addition to the base salary, this role is eligible to participate in an incentive compensation plan, with any such payment based upon company, line of business and/or individual performance.

Our extensive benefits programs are designed to support the individual needs of our employees and their families, encompassing physical, financial, emotional and social well-being. You can learn more about those programs on our  Careers page at:  or by consulting with your talent acquisition partner.

LOCATION -- Charlotte, North Carolina 28202

Attention search firms and staffing agencies: do not submit unsolicited resumes for this posting. Fifth Third does not accept resumes from any agency that does not have an active agreement with Fifth Third. Any unsolicited resumes – no matter how they are submitted – will be considered the property of Fifth Third and Fifth Third will not be responsible for any associated fee.

Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status.