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Deposit Balance & Rate Strategy Specialist III

Job in Charlotte, Mecklenburg County, North Carolina, 28245, USA
Listing for: Truist Financial
Full Time, Part Time, Seasonal/Temporary position
Listed on 2026-02-21
Job specializations:
  • Finance & Banking
    Financial Analyst
  • Business
    Financial Analyst
Salary/Wage Range or Industry Benchmark: 100000 - 125000 USD Yearly USD 100000.00 125000.00 YEAR
Job Description & How to Apply Below

Deposit Balance & Rate Strategy Specialist III

Company:
Truist Financial

Location:

Charlotte, NC

Employment Type:

Full Time
Date Posted: 02/16/2026

Regular or Temporary:
Regular
Language Fluency:
English (Required)

Work Shift:

1st shift (United States of America)

Job Description

Responsible for the execution and delivery of deposit balance and rate strategy and the support of liquidity products and services.

Essential Duties and Responsibilities
  • Execute and support comprehensive data driven deposit strategy to manage Wholesale Banking deposits across all Liquidity products
  • Define an effective data driven deposit strategy by understanding the firms appetite for deposits, NII targets, balance sheet positioning, market context, and other external factors
  • Conduct portfolio optimization reviews across liquidity products
  • Partner with sales, finance and liquidity partners to develop accurate forecasts of deposit balances and rate paid
  • Develop and track results vs forecasts
  • Partner with liquidity and sales partners to communicate deposit strategy
  • Analyze competitive earnings and market offerings to provide insights to leadership regarding Truists competitive position
  • Adhere to and follow all applicable policies and procedures. Proactively elevate issues and risks to leadership's attention
  • Required Qualifications
    • Bachelors degree in economics, Business, Finance or related field
    • Strong knowledge of banking, interest rate environment, and money markets
    • 5 years of related work experience
    • Strong analytical skills and attention to detail
    • Strong communication and interpersonal skills
    • Proven ability to work well in fast-paced, team-oriented environment and ability to adapt
    • Demonstrated proficiency in basic computer applications, such as Microsoft Office software products
    Preferred Qualifications
    • MBA/CTP
    • Experience with SQL, Tableau, Alteryx
    General Description of Available Benefits for Eligible Employees of Truist Financial Corporation

    All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

    For more details on Truists generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truists defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.

    Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.

    EEO is the Law E-Verify IER Right to Work

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