Director, Enterprise Fraud and Risk Management

Director, Enterprise Fraud and Risk Management

Full Time, Level: Director

Location:

Charlotte, NC / Pittsburgh, PA (Hybrid) Job Type: FTE

IRALOGIX is a leading financial technology company transforming the $17 trillion IRA market with cloud-based, fully digital IRA solutions for America’s financial institutions. We are committed to building a workplace that supports learning, innovation, and long‑term career development.

As Director of Enterprise Fraud and Risk Management you will lead the fraud prevention, anti‑money laundering (AML), and broader enterprise risk management programs. This role combines strategic oversight with hands‑on development of detection systems, monitoring protocols, and regulatory reporting processes.

• Monitor and analyze transactional activity across IRA accounts to identify unusual patterns, suspicious behavior, and potential fraud.
• Investigate alerts and cases involving suspected fraud, money laundering, or other financial crimes.
• Take prompt corrective action on identified risks, including account restrictions, enhanced due diligence, and case escalation.
• Coordinate remediation efforts with operations, client services, and legal teams.
• Track and report on risk incidents, trends, and resolution outcomes.
• Design and implement comprehensive fraud prevention and AML detection programs.
• Evaluate, select, and integrate commercial fraud detection and AML monitoring tools.
• Develop and maintain internally‑built detection rules, algorithms, and monitoring dashboards.
• Create and refine risk scoring models for account opening, contributions, distributions, and trading activity.
• Establish transaction monitoring thresholds and parameters appropriate for IRA operations.
• Build quality assurance processes to test detection system effectiveness.

• Develop and manage the Suspicious Activity Report (SAR) filing program in accordance with FinCEN requirements.
• Prepare and submit timely SARs for money laundering, fraud, and other suspicious activities.
• Maintain Currency Transaction Report (CTR) filing processes as applicable.
• Document investigations and maintain case files meeting regulatory standards.
• Serve as primary liaison with law enforcement and regulatory agencies on financial crime matters.
• Stay current on BSA/AML regulations, OFAC requirements, and FinCEN guidance affecting IRA services.

• Create and maintain fraud prevention and AML policies and procedures.
• Develop training materials and conduct staff training on fraud indicators and reporting obligations.
• Establish Key Risk Indicators (KRIs) and reporting metrics for executive leadership and board oversight.
• Conduct periodic risk assessments of IRA products, services, and delivery channels.
• Prepare management reports on program effectiveness, trends, and recommendations.

• CAMS (Certified Anti‑Money Laundering Specialist) or CFE (Certified Fraud Examiner) certification.
• Experience with retirement accounts, securities operations, and financial services administration.
• Familiarity with SQL, Python, or other data‑analysis programming languages.
• Experience implementing commercial fraud detection or AML monitoring systems.
• Prior experience building detection rules and monitoring algorithms.
• Understanding of OFAC sanctions screening and customer due diligence requirements.
• Analytical thinking:
  Ability to identify patterns, assess risk, and draw sound conclusions from complex data.
• Regulatory expertise:
  Deep knowledge of BSA/AML requirements and commitment to compliance.
• Initiative:
  Self‑starter who can build programs from the ground up with minimal supervision.
• Attention to detail:
  Thoroughness in investigations, documentation, and regulatory filings.
• Collaboration:
  
  Ability to work effectively across departments and with external agencies.
• Adaptability:
  Comfort working in a dynamic environment with evolving threats and regulations.
• Experience applying AI and machine‑learning technologies to risk strategies and enhance fraud prevention.
• Discretion:
  Maintains confidentiality and handles sensitive information appropriately.

• Bachelor’s degree in Finance,…