Business Risk Professional - Lending Quality Management

Job Opportunity At U.S. Bank

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career.

Try new things, learn new skills and discover what you excel at—all from Day One.

Responsible for conducting quality management audits of residential mortgage loans, identifying and issuing defects to business line partners, evaluating and responding to defect disputes, and managing defect resolution through completion. Reviews and interprets investor guidelines, internal policies, procedures, and regulatory requirements to ensure accurate defect determination and quality assessments. Requires in-depth knowledge of retail mortgage originations, including application, processing, underwriting, closing, post-closing, and secondary market requirements.

Strong ability to prioritize workflow, manage multiple deadlines, analyze complex loan documentation, and communicate findings effectively across business partners.

Basic Qualifications:

Bachelor's degree, or equivalent work experience. Two to three years of applicable experience. Preferred skills/experience:
In-depth understanding of TRID, closing disclosures, title company procedures and processes for mortgage loan closings. Intermediate understanding of applicable laws, regulations, financial services, and regulatory trends that impact their assigned line of business. Experience with Net O cloud LOS is highly preferred. Ability to build and manage a team of business risk professionals who have credibility and work directly with business line management, as appropriate.

Experience with loan closing review. Strong process facilitation and project management skills. Well-developed analytical skills. Effective oral and written communication skills. Possess business acumen and credibility to help business line(s) proactively identify and address changing workforce needs. Proficient computer navigation skills, particularly word processing, spreadsheet, databases, and presentations.

Location Expectations:
This role requires working from a U.S. Bank location three (3) or more days a week.