Middle Market Credit Delivery Analyst

Language Fluency:
English (Required)

Work Shift:

1st shift (United States of America)

The Middle Market Credit Delivery Analysts apply basic understanding of finance and accounting, commercial banking products/services, and credit-oriented analysis in a fast-paced and dynamic environment. With oversight from more senior teammates, analysts facilitate financial analysis, risk assessment, compliance tracking, and portfolio management. They support projects in coordination with assigned leader and teammates, developing skills necessary for prudent underwriting and effective credit and risk administration with particular emphasis on adherence to credit policy and requirements.

• Perform detailed financial analysis of borrower financial statements, projections, cash flow, leverage, liquidity, and repayment capacity.
• Assess industry trends, business models, competitive dynamics, and key risks impacting borrower performance.
• Prepare credit memoranda presenting transaction structure, risk assessment, mitigants, and clear credit recommendations.
• Conduct periodic financial reviews, covenant testing, risk rating updates, and borrower performance assessments.
• Respond to internal and external information requests related to portfolio accounts and credit transactions.
• Produce portfolio monitoring reports, stress tests, risk dashboards, and credit exposure analyses.
• Assist with ad hoc analyses relating to portfolio trends, industry concentrations, and credit quality metrics.
• Maintain data accuracy across credit systems and reporting tools.

• Bachelor’s degree, or an equivalent combination of education and work experience.
• 0-1+ years of related financial services work experience.
• Solid analytical skills and attention to detail.
• Solid written and verbal communication skills.
• Competitive drive and high work ethic, self‑starter, team‑oriented.
• Solid interpersonal skills.
• High level of adaptability and flexibility with strong organizational and time‑management skills.
• Solid understanding of business, finance, and accounting.
• Proficiency in Microsoft Excel and PowerPoint.

• Minimum GPA: 3.5.
• Demonstrated work experience in finance or related field.

All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax‑preferred savings accounts, and a 401(k) plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full‑time or part‑time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays.

Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace. EEO is the Law. E-Verify IER Right to Work.