Analyst, Corporate Banking - Capital Optimization & Returns

Job Description:

Wells Fargo is seeking a Corporate Banking Analyst to add to our Capital Management Strategy team in Charlotte, NC. This position will report to Capital Optimization & Returns in Corporate Investment Banking (CIB), within the broader Capital & Portfolio Management organization. This role will assist in overseeing strategic efforts and day to day activities related to structure and pricing of capital being deployed, client relationship profitability, and portfolio analytics, including influencing capital and balance sheet decisions that achieve organizational goals, drive responsible loan growth, higher revenue and profitability.

This role will be critical in CIB Banking’s capital allocation committee, banker relationship performance accountability, macro portfolio performance against expectations, and optimization of capital deployment in the portfolio. This role will work with the CIB Coverage/ Underwriting teams and support partners across the  this Role, you will:

Manage routines and builds out processes aimed towards consistent and standardized Reporting and Analytics Drive and enable data-driven product innovation and optimization through outcomes-oriented analytics and understanding of the business

Assess the return on capital of prospective borrowers and provide creative solutions for maximizing returns on capital while satisfying both the client and bank’s goals

Develop and maintain a deep understanding of the portfolio at the client, industry and macro level in order to assess RWA and Regulatory Capital and craft value added solutions

Partner with coverage and product partners to create portfolio and client level strategies

Interact with key stakeholders including Corporate Banking, Underwriting, Corporate Treasury and other support partners on a regular basis to understand requirements, develop and communicate effective solutions

Understand profitability/pricing tool and act as a consultant/advisor to teams through the modeling and capital review process and drive improvements to the tool by partnering with technology, finance, and other key stakeholders

Ensure the appropriate processes and routines are in place to maintain an effective control environment

Build real-time awareness for Top of House management on spread and loan volume, including loan origination and re-pricing spreads

Required Qualifications:

6+ months of Corporate Banking Relationship Management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education

Desired

Qualifications:

Foundational understanding of wholesale credit, capital markets, corporate lending, and regulatory capital concepts

Familiarity with portfolio management practices, RWA methodologies, or profitability frameworks

Experience working with large datasets or reporting/BI tools

Demonstrated interest in developing expertise in capital optimization, portfolio strategy, and credit risk Strong Excel skills (modeling, financial calculations, data analysis)
Strong PowerPoint skills, with the ability to produce executive‑ready presentations

Strong analytical, problem‑solving, and organizational skills

Excellent verbal, written, and interpersonal communication skills

Ability to work independently, manage multiple priorities, and collaborate across teams

Job Expectations:

Willingness to work on-site in accordance with current office requirements

Registration for Securities Industry Essentials (SIE) exam must be completed within 90 days of hire date if it is not available for transfer upon hire.

Registration for FINRA Series 63 must be completed within 90 days of hire date if it is not available for transfer upon hire.

Registration for FINRA Series 79 must be completed within 90 days of hire date if it is not available for transfer upon hire.

This position is subject to FINRA background screening requirements. Candidates must successfully complete and pass a background check prior to hire. In accordance with FINRA rules, individuals who are subject to statutory disqualification are not eligible to be associated with a FINRA-registered broker-dealer. Successful candidates must also…