Business Banking Credit Portfolio Officer II​/III

Bank of America Corporate Overview

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day. Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth.

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These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Bank of America believes both in the importance of working together and offering flexibility to our employees. We use a multi-faceted approach for flexibility, depending on the various roles in our organization. Working at Bank of America will give you a great career with opportunities to learn, grow and make an impact, along with the power to make a difference.

Join us!

The Business Banking Credit Portfolio Officer role is responsible for supporting credit underwriting and monitoring for new and existing clients. Key responsibilities include completing credit analysis, evaluating risks, and writing financial analysis using various tools and systems. Job expectations include analyzing financials, projections, industry data, covenant compliance, collateral, and policy requirements to ensure alignment with the bank’s risk appetite. This role reports to the Commercial Credit Manager that supports the market.

Analysis of client financial information, identification/mitigation of potential risks, compliance with regulatory requirements and evaluation of collateral in determination of credit worthiness Complete monitoring activities via analysis of clients’ financial performance and collateral evaluation to ensure appropriate requirements are met Listen in to client meetings to develop a deeper understanding of the client's business, management team, and past and future performance Review completed client requests to ensure compliance with policy and procedures Understand how credit data is used internally and provided to regulatory partners Assist with periodic portfolio reviews Supports the credit monitoring process for existing clients.

Prepares credit analysis to facilitate the decisioning of a client's credit worthiness.

Relationship Building Financial Analysis Credit Documentation Underwriting Analytical Thinking Loan Structuring Active Listening Attention to Detail Collaboration Written Communication Issue Management Organization Data and Trend Analysis Research

2+ years of solid Commercial Banking experience Experience in financial analysis, structuring, underwriting and portfolio management Analytical/technical skills, including financial accounting, modeling and loan structuring Strong communication skills; ability to communicate vertically, horizontally, and externally Industry knowledge across multiple sectors

High School Diploma / GED / Secondary School or equivalent

1st shift (United States of America)

40

US - MA
- Boston - 100 Federal St - 100…