ETP Analyst - Corporate Banking Group, Solar Credit, Charlotte, NC

Credit Products Analyst

At Regions, the Credit Products Analyst works as part of the credit and underwriting analysis team in support of various client coverage groups. The Analyst serves as the primary analytical support for the Credit Products group and bankers in the origination and execution of underwriting and analysis projects. This role will support teams in the following segments:
Home Builder Finance, Income Property Finance, Real Estate Corporate Banking, Commercial, Government and Institutional Banking, Equipment Finance, Regions Business Capital (asset-based lending), and Corporate and Specialized Industries.

Primary Responsibilities

• Develops and maintains detailed financial models to value companies and depict projected financials
• Conducts extensive financial and industry due diligence to evaluate the risk/return parameters of transaction results
• Ensures a high level of quality of client deliverables
• Prepares written materials, including pitches, proposals, client materials, and associated supporting analyses
• Maintains proprietary databases through monitoring news, current events, and transactions and financial information for clients, prospects, and other industry participants
• Provides expert service with a high sense of urgency, with the coordination of Credit Products associates and coverage bankers to ensure alignment with Regions' mission of delivering the whole bank to the client with speed, certainty, and creativity
• Supports Credit Products associates and product managers with servicing and portfolio management activities

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

This position is incentive eligible.

Requirements

• Bachelor's degree in Accounting, Finance, or a related field with a proven record of high achievement

Skills and Competencies

• Advanced level of proficiency in Microsoft Office Suite
• Ability to work efficiently as part of a team or individually
• Strong attention to detail
• Strong verbal and written communication skills

This posting is specifically for an Analyst role on the Renewables Project Finance Credit Products team in Charlotte, NC. The Analyst position within the Renewables Project Finance Credit Products team offers a unique opportunity for individuals to gain both industry knowledge as well as structural financing knowledge of both Solar and Battery Energy Storage Systems (BESS) assets, which are a growing and important sector of the U.S

power market. This role will involve both new underwriting and continuous portfolio management experience for utility-scale solar and BESS projects via both tax equity and debt financing structures. For tax equity transactions, the team underwrites and manages primarily tax equity sale leaseback financings. Since 2016, the team has booked over 100 projects totaling in excess of $2.6BN. These complex, highly structured, long-term transactions require a strong attention to detail and active dialogue with the project developers to ensure compliance with the deal documents.

For debt transactions, the team underwrites and manages a growing book of Solar and BESS debt deals with financing structures ranging from construction financing to back leveraged term loans to borrowing bases and warehouse facilities. This is an active, complex portfolio and will allow a candidate to gain significant experience in a short period of time, assuming more responsibility as the candidate progresses.

Additional Requirements:

• Regions will not sponsor applicants for work visas for this position. Applicants for this position must be currently authorized to work in the United States on a full-time basis.
• Bachelors or Masters Degree in Finance, Accounting, Economics or related field
• Graduation date of December 2027 or May 2027
• Bachelor's or Master's degree in Finance, Accounting, or Economics, or a minor or concentration in one of these fields

Position Type

Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum: $69,341.00 USD

Median: $81,732.00 USD

Incentive Pay Plans:

This role is eligible to participate in a discretionary incentive plan. Employees have the potential to receive a discretionary award based on performance against defined metrics and goals.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and recognizes that "one size does not fit all" for benefits-eligible associates. Listed below is a synopsis of the benefits offered by…