Community Loan Lender

Position: Community Home Loan Lender
RESPONSIBILITIES #LI-Hybrid Originate portfolio loans, government loans, HELOCs (Home Equity Line of Credit), and fixed rate loans which are sold on the secondary market.

Generate residential loans in targeted areas by actively promoting the Bank’s CRA lending efforts

Identify the customer’s needs, analyze the loan request, financial data and offer recommendations on mortgage loan products

Participate and/or lead community related events to create relationships with area Realtors, Builders, Community Action Groups and others who actively conduct business within the targeted communities

Join and establish relationships with non-profit organizations, Board of Realtors, Home Builders Associations, city and state housing agencies and any other public forums to generate and increase first time buyer and CRA lending opportunities

Host local home buyer education events for the public and provide program and product awareness training for bank partners, Realtors, builders, non-profits, etc., geared toward the housing needs of the local communities, especially first-time home buyers

Minimize risk exposure ensuring Community Home Loan Lenders adhere to all federal, state, and internal compliance regulations, policies, and procedures

Maintain a comprehensive knowledge base of the mortgage industry, mortgage products, lending practices and regulatory guidelines especially programs and products which are beneficial to the local communities

Understand and follow the Park National Bank lending policy, procedures and underwriting requirements

Maintain awareness of and adherence to Bank’s compliance requirements and risk management concepts, expectations, policies and procedures and apply them to daily tasks

Deliver a consistent, high level of service within our Serving More standards

Other duties as assignedCOMPETENCIESInterpersonal/Customer Service Skills Written and Verbal Communication Ability to understand and follow directions

Adaptable to change

Basic Computer Skills Analytical Thinking Problem/Situation Analysis Technical Expertise Ability to build collaborative relationships

Ability to develop or mentor othersEDUCATION AND EXPERIENCE Bachelor's degree in business administration or related field preferred

Minimum of a high school diploma or equivalent required

Minimum of 2-4 years' experience in the mortgage lending process: processing, underwriting, closing, and originatingNMLS SAFE Act Registration or the ability to be registered within 30 days required.

SCHEDULE This position is salary and exempt. Responsibilities extend beyond traditional office hours; seven days a week and evening hours are at times required.

Travel will be required to meet with clients, Realtors, & community leaders

This position is eligible for a flexible work arrangement allowing work from office and remote locations. Please speak to the hiring manager for more information. Candidate must live within 50 miles of Charlotte, NC.Equal Opportunity Employer This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights (https://(Use the "Apply for this Job" box below).)

notice from the Department of Labor.
#J-18808-Ljbffr