Sr. FP&A Analyst

Senior FP&A Analyst

Financial Insight | Forecasting Discipline | Business Partnership

Location On-Site │ Charlotte, NC (HQ)

Experience Required 5+ Years in FP&A / Finance

People Manager No (Individual Contributor)

Reports To Controller

Classification Full-Time, Exempt

Department Finance & Accounting

Dingo Blu is building its finance function from the ground up, and we are seeking a Senior FP&A Analyst to serve as the analytical engine of that build. Reporting directly to the Controller, you will own forecasting, budgeting, and management reporting across every area of the business — from member growth and transaction economics to partner costs, headcount, and operating spend.

This is a hands-on, high-visibility role at an early-stage financial services company preparing for launch. You will not inherit a model, a dashboard, or a reporting calendar — you will build them. The outputs you produce will be used directly by the Controller, the CEO, and the ownership group to evaluate return on invested capital, price and shape our product offering, and decide where to deploy resources next.

If you are energized by ambiguity, comfortable working across accounting and operations, and want your analysis to actually change decisions, this role was built for you.

• Build and own the company’s annual operating budget and rolling forecast, covering revenue, partner and processing costs, payroll, technology, and general operating expenses.
• Develop and maintain the driver-based financial model for the business, linking member acquisition and activity assumptions to revenue, cost, and cash outcomes.
• Model the unit economics of the member relationship, including interchange and ATM revenue, transfer and service fees, annual membership fees, and the per-member cost of platform, card, and program partners.
• Prepare scenario and sensitivity analyses to support pricing, product, and partnership decisions, and quantify the downside case for leadership.
• Partner with the Controller to build a rolling cash flow forecast and translate operating plans into funding requirements.

• Design, build, and maintain KPI dashboards that give the Controller, CEO, and ownership group real-time visibility into financial and operating performance.
• Produce the monthly reporting package, including budget-to-actual results, forecast updates, KPI trends, and written commentary on drivers and risks.
• Own variance analysis across all departments — investigate deviations from budget and forecast, isolate root causes, and recommend corrective action.
• Establish and maintain a consistent reporting calendar and metric definitions library so that measures mean the same thing every month.
• Translate financial results into clear narratives and recommendations for non-financial stakeholders, including return-on-investment reporting for the ownership group.

• Serve as the finance partner to every function — banking operations, technology, marketing, member support, compliance, and executive leadership.
• Support vendor and partner negotiations with cost modeling, contract economics, and total-cost-of-ownership analysis.
• Build the headcount and compensation plan in partnership with the Controller and the people function, and track hiring against plan.
• Evaluate new product, service, and channel opportunities, including the financial case for launch and the metrics that define success.
• Deliver ad hoc analysis for the Controller, CEO, and ownership group on short timelines and with limited historical data.

• Partner with the Controller on the ERP implementation (Acumatica), including chart…