Account Executive

The position is described below.

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Regular Language Fluency:
English (Required)

Work Shift:

1st shift (United States of America)
Please review the following job description:

The Account Executive’s (AE) primary role is to build solid long-lasting client relationships over time through consistent delivery of competitive loan product offerings. The AE must evaluate the loan opportunity, underwrite the credit risk (within their approval authority) and deliver executable loan commitments/agreements offering competitive and marketable rates and loan terms to Agent/Broker clients that meet the borrower’s needs. The AE both decisions and delivers binding agreements to our clients.

As of November 2022, AE credit authority levels have been increased significantly (10-20x in exposure), empowering them to independently decision approximately 90% of all loans requested of AFCO Direct.

The credit decisioning process includes: interpreting borrower financial statements, reviewing policy binders/endorsements to evaluate policy attributes such as minimum earned provisions, loss responsiveness, policy earnings, etc. and its related impact on loan collateral/exposure, understanding the competition and their product offerings as compared to the AFCO Direct loan offering(s). Interest rate pricing, recommendations to upper management and/or underwriting when higher approval authority is needed on larger transactions.

Additionally, the