Senior Manager, Compliance Business Oversight

Work Location:

Charlotte, North Carolina, United States of America

Hours:

40

Pay Details: $115,440 - $186,160 USD

TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience  compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Line of Business:
Compliance

Why Work with Us? At TD Bank US Compliance, we're on a mission to build a more resilient and scalable compliance risk management function. As part of our team, you'll play a key role in reshaping compliance structures and processes, driving innovation at every level. Here, each team member has a chance to make a tangible impact – both in day-to-day operations and in the design of a future-focused compliance program.

This is not just about implementing a new program – it's about creating a culture of compliance that will cascade throughout the organization.

• Regulatory Compliance Oversight Lead and oversee compliance programs related to: FDIC Deposit Insurance Coverage requirements (Part 330) FDIC Recordkeeping and Deposit Insurance Determination requirements (Part 370) Credit Reporting and Furnishing requirements, including FCRA and Regulation V Customer communications and regulatory statement distribution requirements Auto Finance servicing regulatory obligations KYC and Customer Due Diligence programs
• Monitor regulatory developments, assess business impacts, and drive implementation of required changes. Ensure policies, procedures, controls, and governance frameworks remain compliant and effective. Provide subject matter expertise and credible challenge to business partners on regulatory compliance matters.
• Risk Management & Controls Identify, assess, and mitigate compliance risks associated with operational processes and customer-facing activities. Oversee control design, testing, issue management, and remediation activities. Review responses to regulatory examinations, compliance reviews, audit engagements, and internal assessments. Monitor risk indicators, compliance metrics, and emerging risks; elevate concerns appropriately.
• Operational Leadership Provide oversight of KYC Operations and compliance-related operational processes. Partner with Auto Finance Servicing leaders to ensure regulatory requirements are effectively incorporated into servicing activities. Ensure timely and accurate execution of regulatory statement distribution and customer notification obligations. Drive process improvement initiatives that enhance efficiency while maintaining strong regulatory compliance.
• Team Leadership & Development Coach and develop a team of compliance professionals. Foster a collaborative, accountable, and high-performing culture. Build strong partnerships across Compliance, Operations, and Business Line leadership. Promote a solution-oriented approach that balances regulatory expectations with business objectives.
• Stakeholder Engagement Present compliance issues, emerging risks, and program performance to senior management. Influence decision-making through clear communication and practical recommendations. Act as a trusted advisor to business leaders regarding regulatory requirements and compliance risk management.