Data Management Analyst 4 – Payments Risk & Analytics

Data Management Analyst 4 – Payments Risk & Analytics

Location: Charlotte, NC
Work Arrangement: Hybrid – 3 days onsite per week; onsite days are flexible
Contract Length: 6 Months
Potential Extension: Yes, likely
Start Date: August 24, 2026
Hours: 40 hours/week
Rate: $65-68/hr

We are seeking a Data Management Analyst 4 to support a Global Payments & Liquidity Analytics organization. This role will focus on business and data analytics related to wire payments, payment risk controls, data analysis, and reporting
.

The ideal candidate will have strong experience in business analytics and payments risk
, along with advanced SQL skills and the ability to work with complex data formats including XML, delimited, and fixed-width files.

This position will partner closely with business, technology, product, and risk teams to analyze payment data, identify issues, develop reporting, and support risk and control activities.

• Analyze complex and multifaceted data management and business analytics challenges.

• Develop a deep understanding of wire payment data, payment initiation channels, and related business processes
  .

• Perform analysis comparing wire messages with instructions received through payment initiation channels.

• Analyze payment data to identify discrepancies, risks, trends, and potential control issues.

• Liaise with platform support teams representing payment initiation channels.

• Partner with Frontline Risk
  , business stakeholders, technology teams, and product SMEs.

• Lead discussions with wire product subject matter experts and application business owners regarding findings and resolution.

• Develop and maintain reporting supporting risk, control, audit, business, and executive teams
  .

• Build and support data pipelines, data transformations, and analytical reporting.

• Review and analyze complex datasets requiring evaluation of multiple business and technical factors.

• Apply analytical and problem-solving skills to resolve complex business and data issues.

• Ensure data analysis and reporting activities comply with applicable data security, governance, regulatory, and policy requirements
  .

• Work independently on complex initiatives while collaborating with stakeholders across the organization.

• Support strategic analytics and management reporting for payments and liquidity functions.

• 7+ years of business analytics experience, payments risk experience, or a combination of both.

• 4+ years of experience writing complex SQL code.

• Strong experience with Microsoft SQL Server and/or Hive
  .

• Experience parsing and analyzing:

  • XML data

  • Delimited data files

  • Fixed-width data files

• Proven analytical thinking and complex problem-solving skills.

• Strong attention to detail and ability to identify data inconsistencies and business risks.

• Experience developing data pipelines, data transformations, and reporting for business analysts and executives.

• Experience working with complex business and data-related problems.

• Strong written and verbal communication skills.

• Experience with
  payments, wires, payment risk, or financial services
  .

• Knowledge of payment products and services.

• Knowledge of wholesale banking.

• Experience supporting wire payment processes and initiation channels.

• Experience supporting risk controls, audit reporting, or financial crime-related processes.

• Experience consulting with business and technology partners on complex issues.

• Strong stakeholder management and relationship-building skills.

• Experience managing multiple complex initiatives in a fast-paced environment.

• Strong organizational and change management skills.

• Ability to work independently with minimal direction.

• Experience translating complex data findings into clear business recommendations.

Must Have:

• Advanced / Complex SQL

• Microsoft SQL Server

• Hive

• XML

• Data Parsing

• Data Pipelines

• Data Transformation

• Business Analytics

• Reporting & Analytics

Preferred:

• Payments Analytics

• Wire Payments

• Payments Risk

• Wholesale Banking

• Risk & Controls

• Financial Services

• Data Governance

• Audit Reporting