Technical Business Analyst ACH Technologies

Technical Business Analyst – Payments & ACH Technologies

Charlotte, NC 28202

Applying to

Experis

Technical Business Analyst – Payments & ACH Technologies

$55.0 - $65.0/hourly Posted 2 days ago Less than 10 applies 2 min average apply

Experis

Charlotte, NC 28202

Location: Charlotte, NC (Hybrid – 2 to 3 days/week onsite)

Duration: 6-Month Contract (Strong potential for extension)

Pay Rate: $55.00 – $65.00/hr W2 (Strictly W2 Only – No C2C, 1099, or Sub-Contracting)

We are seeking a versatile Technical Business Analyst with deep domain expertise in Automated Clearing House (ACH) processing and core banking payment workflows to join an enterprise Payments & Deposits Technology team.

This role requires a balanced 50/50 mix of functional business analysis and technical systems execution
. You will serve as the key liaison between product owners, compliance teams, and middleware/backend integration engineers, driving the refinement, technical mapping, and validation of high-volume ACH payment engines, deposits platforms, and transaction processing systems.

Technical Requirement Gathering & Documentation: Partner with business, compliance, and engineering teams to translate complex ACH payment rules, NACHA guidelines, and deposit processing needs into detailed technical user stories, API specifications, and data flow diagrams.

Data Mapping & Interface Analysis: Conduct end-to-end data element mapping for ACH file processing (e.g., NACHA file structures, SEC codes, Nacha IATs, ISO 20022 message flows), payment APIs, and core deposit database tables.

Technical Systems Validation & SQL Querying: Write and execute intermediate-to-advanced SQL queries across relational databases to analyze payment data, research settlement exceptions, validate transaction states, and support integration testing.

Payment Engine & API

Collaboration:

Work directly with middleware, integration bus (e.g., IBM ACE/MQ), and API developers to define data transformations, payload schemas (JSON/XML), and error-handling protocols for core payment flows.

SDLC & Agile Delivery: Active participation in Agile/Scrum sprint ceremonies, grooming backlogs, defining acceptance criteria, and supporting UAT/production checkout for high-priority payment releases.

Domain Expertise (Must-Have): 3+ years of direct experience working within ACH (Automated Clearing House), NACHA rules, core deposit systems, or enterprise payment processing architectures.

Technical Capabilities: Proven experience conducting data mapping, reading API endpoints (REST/SOAP, JSON/XML), and executing SQL queries for data analysis and database validation.

Role Balance: Demonstrated ability to operate comfortably in a hybrid 50% functional / 50% technical capacity—communicating effectively with both business executives and backend integration engineers.

Tools & Methodologies: Hands-on experience in Agile environments utilizing Jira, Confluence
, and standard SDLC delivery framework tools.

Education: Bachelor’s degree in Computer Science, Information Systems, Business Administration, Finance, or equivalent work experience.

Work Arrangement: Hybrid schedule in Charlotte, NC (2–3 days onsite per week).

Employment Type: Direct W2 Contract only (C2C, 1099, and referrals are strictly prohibited).

Upon completion of waiting period consultants are eligible for:

• Medical and Prescription Drug Plans
• Vision Plan
• Health Savings Account
• Health Flexible Spending Account
• Dependent Care Flexible Spending Account
• Supplemental Life Insurance
• Short Term and Long Term Disability Insurance
• Business Travel Insurance
• Weekly Pay

About Manpower Group, Parent Company of:
Ma…