Software Engineer lll - Modernization

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. This role focuses on delivering complex software requirements that support business goals, ensuring solutions are well‑designed, maintainable, and compliant with regulatory standards.

• Code solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements.
• Design, develop, and modify architecture components, application interfaces, and solution enablers while maintaining principal architecture integrity.
• Mentor other software engineers and coach the team on CI‑CD practices and automating the tool stack.
• Execute story refinement, definition of requirements, and estimate work necessary to realize a story through the delivery lifecycle.
• Perform spike or proof of concept as necessary to mitigate risk or implement new ideas.
• Automate manual release activities.
• Design, develop, and maintain automated test suites (integration, regression, performance).

• 7+ years of hands‑on software engineering experience, including building and supporting mission‑critical systems.
• 7+ years of hands‑on experience with Java and Spring Boot building microservices for mission‑critical, low‑latency systems.
• 2+ years of technical leadership experience (Feature Lead / Tech Lead / Senior Engineer) leading delivery for a small to mid‑sized engineering team.
• Experience with event‑driven architectures using Kafka (topic design, consumer groups, streaming patterns, integration with back‑end services).
• Solid experience with Oracle (or similar RDBMS) including schema design for payments, performance tuning, and transactional integrity.
• Knowledge of wire processing workflows including initiation, compliance screening, enrichment, routing, settlement, exception handling, and investigations.
• Experience designing and deploying services using containers (Docker) and Kubernetes, including configuration, scaling, and rollout strategies, preferably on a cloud or private‑cloud platform.
• Ability to ensure solutions meet regulatory and compliance requirements (OFAC, AML, sanctions, risk controls).
• Expertise applying architectural patterns, integration design, event‑driven or microservices patterns, and modern engineering frameworks.
• Strong hands‑on experience developing automated test suites, ensuring coverage across MT/MX message validation, schema compliance, routing logic, performance, and resiliency.
• Experience setting up and maturing CI/CD pipelines with automated quality gates, schema validations, regression packs, and safe deployment controls for mission‑critical systems.
• Ability to troubleshoot and resolve complex technical issues across distributed systems, including message parsing failures, routing defects, latency issues, or integration errors.
• Excellent mentoring, communication, and collaboration skills to support engineering teams and influence technical direction across architecture, product, operations, and compliance partners.

• Familiarity with Federal Reserve Operating Circular 8, CHIPS Operating Rules, and SWIFT Standards related to wire message structures and processing requirements.
• 3+ years working in high‑value payments, preferably in US Wires (Fedwire, CHIPS) and/or SWIFT cross‑border payments.
• Experience supporting or engineering for high‑value, low‑latency payment systems, including performance tuning, message parsing optimization, and resiliency patterns.
• Exposure to fraud detection, sanctions screening engines, and other risk systems integrated into wire processing flows.
• Knowledge of end‑to‑end wire operational workflows including exceptions, repairs, adjustments, investigations, and settlement cycles.
• Experience implementing or integrating monitoring/observability platforms (e.g., Splunk, ELK, App Dynamics, Dynatrace) for wire transaction tracing and operational insights.
• Experience in cloud modernization or microservices transformation for wire or other regulated financial systems.
• Experience with UI frameworks (e.g., Angular) and/or Node.js for building operational tools, dashboards, or auxiliary services around wire platforms.
• Ability to collaborate with Compliance, Risk, Operations, and business SMEs to ensure solutions meet regulatory, operational, and audit requirements.

1st shift (United States of America)

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