SWIFT Technology Developer

Role: SWIFT Technology Developer / SWIFT Integration Engineer

ONSITE
- Charlotte, NC

We are seeking a highly skilled SWIFT Technology Developer with deep expertise in the technical architecture, integration, and support of SWIFT messaging platforms. This role is focused on the technology and engineering aspects of SWIFT solutions rather than business analysis or operations.

The ideal candidate will possess strong experience in SWIFT infrastructure, message processing, payment systems integration, messaging standards, and application development. The candidate will be responsible for designing, developing, integrating, and supporting SWIFT-based payment solutions across domestic and international payment ecosystems.

• Design, develop, and maintain SWIFT integration solutions supporting cross-border and domestic payment processing.
• Develop middleware and APIs to facilitate communication between SWIFT infrastructure and internal banking/payment applications.
• Build message transformation and routing solutions for SWIFT traffic.

Implement and support SWIFT messaging interfaces such as:

• MT Messages
• MX Messages (ISO 20022)
• FIN
• Inter Act
• File Act

Configure, administer, and support:

• SWIFT Alliance Access (SAA)
• SWIFT Alliance Messaging Hub (AMH)
• SWIFT Alliance Gateway (SAG)
• SWIFTNet

• Manage message queues, routing rules, interfaces, and connectivity components.
• Support SWIFT upgrades, migrations, and patch deployments.
• Monitor SWIFT environments and troubleshoot connectivity, message flow, and performance issues.

• Participate in ISO 20022 migration initiatives.
• Develop MT-to-MX and MX-to-MT message mapping and transformation solutions.
• Validate message schemas and ensure compliance with SWIFT standards.
• Support coexistence and migration strategies across payment systems.

Integrate SWIFT systems with:

• CHIPS
• RTP
• ACH
• SEPA

• Build interfaces supporting real-time and batch payment processing.
• Ensure payment message delivery, acknowledgment, reconciliation, and exception handling.

• Develop Java-based applications and services supporting SWIFT messaging workflows.
• Design REST/SOAP APIs and microservices for payment integrations.
• Create automation utilities for message validation, monitoring, and operational support.
• Develop scripts for operational efficiency and environment management.

• Provide Level 2/Level 3 support for SWIFT applications.
• Analyze and resolve complex message processing issues.
• Perform root cause analysis and implement permanent fixes.
• Support disaster recovery and high-availability environments.

• Implement SWIFT CSP (Customer Security Program) controls.
• Ensure secure message transmission and encryption standards.
• Support audits, vulnerability assessments, and regulatory compliance activities.

• Experience with payment hubs and payment modernization initiatives.
• Knowledge of Fedwire, CHIPS, RTP, ACH, and international payment systems.
• Familiarity with cloud platforms (Azure, AWS, GCP).
• Experience with Dev Ops, CI/CD pipelines, and automation frameworks.
• SWIFT certification or equivalent industry experience.
• Strong troubleshooting and problem‑solving skills.
• Deep understanding of payment message life cycles.
• Ability to analyze message flows and integration patterns.
• Excellent communication and stakeholder management skills.
• Ability to work in high-volume, mission-critical payment environments.