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Test Automation Engineer with Payments

Job in Charlotte, Mecklenburg County, North Carolina, 28202, USA
Listing for: Ace Stack
Full Time position
Listed on 2026-08-05
Job specializations:
  • Software Development
    Software Testing, DevOps
Job Description & How to Apply Below

Test Automation Engineer With Payments

Location:

Charlotte, NC - Day 1 onsite (F2F Interview)

Work mode:
Onsite Hybrid 3 days a week

Contract

About the Role

We’re looking for a seasoned Test Automation Engineer with deep experience in banking and payments to drive quality engineering across high-throughput payment flows (e.g., Wires/SWIFT, Fed Now, Chips, ISO 20022, ACH/NACHA, RTP). You’ll design robust automation frameworks, expand test coverage across APIs/services/UI, and embed quality into CI/CD for mission-critical systems that demand security, resiliency, and regulatory compliance.

What You’ll Do

  • Build & Evolve Automation Frameworks
    • Design and maintain scalable, modular UI/API/service-level/Database automation frameworks (preferably in Java/C#/Type Script/Python) using tools like Selenium/Web Driver, Playwright, Cypress, Rest Assured, Postman.
    • Implement robust test data management, environment selectors, and parallel execution at scale; champion test stability (flaky test reduction).
  • Quality in CI/CD
    • Integrate test suites into CI/CD pipelines (Git Hub Actions/Azure Dev Ops/Jenkins/Git Lab CI) with gating policies, test dashboards, and quality thresholds (code coverage, pass rates, performance baselines).
    • Shift-left: PR-level unit/contract tests; shift-right: synthetic monitoring and observability validations post-deploy.
  • Payments Domain Validation
    • Author automation for end-to-end payment journeys: initiation → validation → routing → posting → notifications → reconciliation.
    • Validate file and real-time rails:
      Wires/SWIFT (MT/MX, ISO 20022), RTP, Fed Now, Chips.
    • Verify message schemas (e.g., ISO 20022 pain.
      001/pacs.
      008/camt), and SWIFT MX mapping; ensure idempotency, FX/fees/tax, cut-offs, holidays, and retries.
  • Non-Functional & Resilience Testing
    • Build automation for performance, soak, and resilience (throughput/latency/error budgets, circuit breakers, back-pressure).
    • Execute chaos/failover/dr testing: timeouts, downstream unavailability, duplicate submissions, replay protection.

Required Qualifications

  • 7–10+ years in test automation with 5+ years in banking/payments platforms.
  • Strong in one or more:
    Java, C#, Python, or Type Script; hands-on with Selenium/Playwright/Cypress and API testing (Rest Assured/Postman).
  • Experience with message validation (JSON, XML, ISO 20022 schemas), file-based and real-time processing, asynchronous and event-driven systems (Kafka/RabbitMQ).
  • Solid grasp of CI/CD (Azure Dev Ops, Git Hub Actions, Jenkins), Git, Docker/K8s, environment variables/secrets, and test parallelization.
  • Proven capability with SQL and at least one No

    SQL (e.g., Mongo); experience setting up synthetic test data and masking strategies.
  • Familiarity with observability (Grafana, Splunk) to correlate test runs with system telemetry.
  • Understanding of SWIFT/ISO 20022, Fed Now principles, fraud and risk controls, and secure coding/testing practices.

Nice-to-Have

  • Contract testing with schema-first approaches (OpenAPI, AsyncAPI).
  • Domain exposure to reconciliations, liquidity, sanctions screening (OFAC), AML, and fraud signals/decisioning.
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