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Software Engineer, Backend Developer, Java Developer

Job in Charlotte, Mecklenburg County, North Carolina, 28245, USA
Listing for: The Clearing House Payments Company
Full Time position
Listed on 2026-09-21
Job specializations:
  • Software Development
    Software Engineer, Backend Developer, Java Developer, Cloud Engineer - Software
Salary/Wage Range or Industry Benchmark: 90000 - 120000 USD Yearly USD 90000.00 120000.00 YEAR
Job Description & How to Apply Below
Position summary :

The Clearing House (TCH) is seeking a Software Engineer to join our RTP Product Engineering team. As a member of the team, you will be responsible for developing and enhancing our critical real-time interbank payment platform, including development of new applications and features while improving the functionality, reliability, and performance of existing applications. The Software Engineer works directly with RTP Product teams and the Director of Product Engineering to ensure quality code deliverables are completed on time and in accordance with TCH Standards.

The Software Engineer also works closely with Operations and Technology to define and implement new features and ensure system resiliency.

This is an opportunity to develop advanced software engineering skills while working on complex, high-value systems that form part of the financial services infrastructure. You will work alongside experienced engineers to develop, test, enhance, and support highly reliable applications for the payments industry while using AI-assisted automation and engineering practices within the software development lifecycle.

TCH values engineers who are technically curious, pragmatic, and interested in understanding how complex systems work, end to end. The ideal candidate will be a hands-on software engineer who has a solid foundation in Java development, some exposure to Python, and a strong interest in building industry-critical applications using cloud, container, automation, and distributed-system technologies.

Essential functions and responsibilities :

Design, develop, test, and maintain highly reliable software supporting real-time payment processing

Write clean and maintainable Java code compliant with TCH quality standards and secure coding practices

Develop software components leveraging enterprise Java frameworks such as Spring and Spring Boot Develop Python scripts and programs as needed for data automation and integration services

Participate in the modernization of existing applications and migration toward cloud-native platforms

Develop and maintain services, APIs, application components, and automated tests

Participate in code reviews, technical discussions, troubleshooting, and engineering design activities

Apply CI/CD practices for automated building, testing, and deployment of high-quality software

Work with containerized applications and Kubernetes-based environments for component-based releases

Build applications on AWS cloud platforms using Infrastructure-as-Code tools such as Terraform Work with messaging and event-driven technologies such as Kafka or RabbitMQ where appropriate

Assist with monitoring, troubleshooting, defect resolution, and root-cause analysis

Follow established security, software development, testing, documentation, and change management practices

Collaborate with software engineers, architects, product teams, infrastructure teams, and operations

Use approved AI-assisted development tools to support coding, testing, documentation, and continuous quality improvements in accordance with enterprise controlsundefined

Qualifications required :

Bachelor's degree or equivalent experience in Computer Science, Information Systems, Computer Engineering, Data Science, or related fields

Solid understanding of core software engineering concepts including object-oriented and functional programming, data structures, APIs, automated testing, and source code control.
3+ years in Java software development experience including analysis, design, development, documentation, implementation and testing of systems

Experience developing Python scripts and programs for data management and analysis

Exposure to working in AWS or another major public cloud provider and familiar with cloud-native application architectures, microservices, containers, and distributed systems

Solid understanding of CI/CD and automated software build/deployment processes

Strong problem-solving and analytical skills to apply to software design, testing, and troubleshooting

Strong interest in designing and building highly available and highly reliable systems

Ability and willingness to learn new technologies and work collaboratively within an engineering team.

Ability to communicate clearly with technical teams and non-technical partners

Collaborative team player that connects with peers and across other teamsundefined

Qualifications desired :

Familiarity with enterprise Java frameworks such as Spring and Spring Boot

Experience with Git-based development,…
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