BSA​/AML Analyst

• Salary : $50,000 USD Annually - $80,000 USD Annually

United Community Bank is looking for a BSA/AML Analyst. This position will perform BSA/AML monitoring, research, customer due diligence, investigations, regulatory filing preparation, and case documentation. Escalates suspicious or higher risk activity to the BSA/AML Risk Manager.

Essential Duties and Responsibilities:

• Alert Review: Review and disposition transaction monitoring, sanctions, currency activity, structuring and related alerts under approved procedures
• Investigations: Reserch customer profiles, ownership, account activity, transaction history, internal records, and available public information to identify unusual activity
• Case Documentation: Prepare clear and defensible work papers describing the activity, research, evidence, analysis, and basis for disposition or escalation
• Regulatory Filings: Prepare CTR's, SAR recommendations and narratives, and continuing activity review support within required time frames while maintaining SAR confidentiality
• Customer Due Diligence: Complete risk-rating reviews, beneficial ownership verification, periodic reviews, and EDD for assigned high-risk customers
• Information Requests: Assist with authorized sanction reviews, 314(a) searches, subpoenas, law-enforcement requests, and required records
• Qualtiy and Records: Meet accuracy, productivity, and aging standards: correct errors and retain complete support in approved systems
• FRAML Coordination: Refer fraud, identity theft, money mule, or account compromise indicators to Fraud while preserving SAR confidentiality
• Escalation: Promptly escalation suspicious activity, possible structuring, sanction matches, incomplete customer information, or data-quality concerns
• Training: Complete required training and maintain current knowledge of relevant typologies and regulatory developments
• Develop and maintain effective working relationships at all levels by proactively participating and contributing to a positive work environment, controlling emotions and temperament, and exhibiting courteous, respectful, and professional behavior at all times
• Maintain familiarity with bank products and services
• Maintain familiarity with and uphold all Bank policies and procedures including policies and procedures related to this position
• Other related duties as assigned

Qualifications:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Computer Requirements:

• Proficiency in Microsoft Office (Word, Excel, Access, and Power Point)
• Fiserv Premier and Web Director experience is a plus
• Able to navigate monitoring, case management, core, and research systems:
  Nasdag Verafin experience preferred

Education/Experience Requirements:

• Associate or Bachelor's degree in related field preferred: equivalent experience may be considered
• Two or more years of banking operations, compliance, BSA/AML, fraud, audit, or investigation experience preferred

Additional Requirements:

• Working knowledge of BSA/AML, CDD/EDID, suspicious activity monitoring, CTR's, and SAR's and confidentiality requirements
• Strong attention to detail and accuracy
• Strong time management and organizational skills
• Ability to practice discretion and handle confidential information in a professional manner
• Ability to handle sensitive and confidential situations and comprehend the level of confidentiality that comes along with the position and protecting employee's, customer's and bank information
• Problem Solving/Analysis skills
• Ability to communicate…