Consumer Credit Officer

Broad Street Corporate
728 Broad St
Chattanooga, TN 37402, USA

Thank you for your interest in a career at Builtwell Bank. At Builwell Bank, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can expect additional opportunities to help them build a long and lasting career. If you are focused on results, dedicated to quality, strength and integrity, love working with people, and possess the drive to succeed, then we may be the bank for you.

Underwrite Consumer loan requests that are typically for borrowers with an aggregate loan exposure with FVB of less than $500,000.

• Underwrite and decision Consumer loan applications and ensures the satisfactory and prompt delivery of all loan underwriting decisions.
• Analyzes financial statements including but not limited to personal and business tax returns, personal financial statements, etc.
• Conducts consumer credit investigations.
• Communicates loan decisions to lending staff and upper level/executive management team.
• Identifies and communicates other pre-approved products and services to lending staff.
• May conduct loan training for Retail lending staff.
• Product knowledge including loan terms, loan policy, product matrices, policy exceptions and workflow
• Participates in new Consumer product development and implementation.
• Excellent written and verbal communication skills
• Excellent analytical skills
• Ability to handle several tasks at once (multi-tasker)
• Ability to work in a fast paced, team oriented environment
• Sense of urgency is necessary
• Working knowledge of both personal and business financial statements, tax returns and personal credit reports
• Working knowledge of real estate appraisals/property evaluations
• Working knowledge of regulatory policies & procedures

• 1-3 years of Consumer Lending and/or Underwriting experience preferred.
• Working knowledge of Microsoft Excel & Word preferred

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities
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