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Sr Commercial Banking Officer

Job in Chattanooga, Hamilton County, Tennessee, 37450, USA
Listing for: Republic Bank & Trust Co
Full Time position
Listed on 2026-09-14
Job specializations:
  • Finance & Banking
    Commercial Banking, Loan Officer / Lending, Credit Analyst
Salary/Wage Range or Industry Benchmark: 90000 - 120000 USD Yearly USD 90000.00 120000.00 YEAR
Job Description & How to Apply Below

Job Category
:
Commercial Banking/SBA Lending

Requisition Number
: SRCOM
004718

Posted
:
March 27, 2026

Employment Type
:
Full-Time

Location

WESTSHORE
1300 N West Shore Blvd
Ste 150
Tampa, FL 33607, USA

Position Purpose

The Sr Commercial Banking Officer is responsible for calling on business banking clients for depository, lending, and fee-based opportunities in the Bank’s market. This position will have C&I, Commercial Real Estate and Depository production and growth goals. Targeted clients will be companies with $3 million to $15 million and higher in annual revenue.

Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Minimum Qualifications
  • Minimum of 10 years banking experience with at least 5 years of direct business lending experience.
  • Strong knowledge and ability in underwriting business loans involving commercial real estate, accounts receivable, inventory, and equipment.
  • Experience with working capital lines of credit and letters of credit.
  • Experience working with the Small Business Administration and their various loan programs.
  • Proficient in Microsoft Office based computer applications.
Essential Job Functions and Responsibilities
  • Primarily focused on new business development by sourcing, developing, and documenting calls on prospective customers and referral sources.
  • Manage commercial banking relationships, including analyzing business financials and having a detailed understanding of the business and their income statement and balance sheet.
  • Negotiate, structure, price, document, and close commercial loan transactions of moderate complexity with minimal guidance.
  • Work closely with Treasury Management to identify and structure depository opportunities.
  • Manage portfolio delinquencies within assigned and/or developed portfolio.
  • Work closely with associates with Merchant Services and Credit Card to develop opportunities.
  • Participate in community volunteerism on civic and non-profit boards.
  • Support the collection of past due loans.
  • Obtain annual financial statements for commercial credit analyst’s evaluation.
  • Respond to referrals from Senior Management.
  • Maintain and enhance relationships with the Bank’s customers and referral sources.
  • Responsible for cross selling all company products and services.
  • Learn the credit culture of Republic Bank to present appropriate credits for approval.
  • Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities, actively learn new regulations and assist in implementation.
  • Model and foster behaviors that support the Bank’s values and corporate culture, creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
  • Willingly perform all other duties and projects as assigned.
Interpersonal Skills and Competencies
  • Excellent verbal and written communication skills for effective interactions with clients to meet financial investment objectives.
  • Ability to understand financial analysis and effectively communicate with clients and senior management.
  • Self-motivated and works well in a team environment.
  • High energy level and strong sense of urgency.
  • Capable of managing and prioritizing multiple tasks.
  • Ability to recommend practical ways using innovation, good judgment, creativity, and strategic thinking.
Physical Requirements

The physical demands described here are representative of those that must be met by an associate to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. While performing the duties of this position, the associate is regularly required to sit, use hands to finger, handle,…

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