VP, Portfolio Relationship Manager, CRE & LIHTC Loans

Job Details

• Posted on July 1, 2026
• Location:
  
  Chevy Chase, MD 5404 Wisconsin Ave. 2nd Floor, Chevy Chase, MD 20815, USA
• Employment type:
  
  Full-Time, On-site
• Salary Range: $101,000 USD to $168,500 USD
• Pay or shift range:
  Not specified
• Credit, Portfolio Management & Sales Support
• Requisition #: VPPOR
  004964

Bank of California, Inc. (NYSE: BANC) is a bank holding company with over $34 billion in assets and the parent company of Banc of California. It is a relationship‑based business bank offering banking and treasury management services to small, middle market, and venture‑backed businesses, as well as full‑service payment processing solutions. The bank supports community initiatives through its Charitable Foundation and partnerships that promote financial literacy, job training, small business support, and affordable housing.

At Banc of California, success is powered by our people and a shared commitment to delivering results. We foster an environment where entrepreneurial thinking is encouraged, accountability and operational excellence are expected, and team members are empowered to take ownership and make a meaningful impact.

Responsible for providing financial, credit, and trend analysis for the delivery of the Bank’s credit products and services to middle market and other business clients and prospects. Monitors assigned credit relationships for covenant compliance, collateral monitoring, and credit deterioration as applicable. Conducts regular reviews of loans and identifies any risk rating changes. Keeps apprised of industry, political, and regulatory issues to determine their impact on specific industries or clients.

Acts independently from the sales teams to structure and evaluate credit requests and determines the creditworthiness of the Borrower, recommending credit decisions to Credit Administration.

• Serve as the primary credit point of contact for Borrowers, maintaining ongoing relationship engagement.
• Review and interpret loan agreements, guarantees, and other credit documentation.
• Review, approve, and process loan advance requests in collaboration with the Loan Servicing team.
• Approve monthly loan statements and related reporting.
• Monitor performance versus expected timing on project loans to assess interest reserve adequacy.
• Collect periodic financial reporting; prepare and monitor financial and operational trends.
• Analyze ongoing compliance with reporting and performance covenants and recommend actions as needed.
• Prepare quarterly risk reviews and portfolio assessments.
• Evaluate borrower requests (including amendments, waivers, and term extensions) and prepare summary credit memoranda with recommended actions.
• Manage analysis, reporting, and credit recommendations for classified (non‑workout) loans.
• Provide guidance and oversight through employee performance evaluations, goal setting, and ongoing feedback.
• Support, coach, and develop team members as part of day‑to‑day portfolio management.
• Follow all established policies and procedures.
• Perform other duties and projects as assigned.

• Bachelor’s degree in accounting, finance, economics, or a related field, and/or 5+ years of relevant lending or portfolio management experience.
• Strong working knowledge of construction lending, with preference for LIHTC experience.
• Solid understanding of commercial lending fundamentals, including cash flow analysis, financial analysis, and loan structuring.
• Strong working knowledge of bank credit policies, portfolio management practices, and risk management standards.
• Ability to interpret and work with complex loan documentation and collateral perfection requirements.
• Proficiency in Microsoft Office applications, including Word, Excel, PowerPoint, and Outlook.
• Strong organizational and time management skills, with the ability to manage competing priorities.
• Excellent oral, written, and interpersonal communication skills, including clear and effective analytical writing.
• Ability to understand, explain, and evaluate financial calculations and pricing alternatives.
• Ability to deliver both informal and formal presentations to internal teams, management, and external…