Structured Finance - RMBS, Senior Analyst - Chicago

As one of the world’s top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market‑leading tools, methodologies, indices, research, and analytical products.

Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.

At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a “challenger mindset,” you'll join a team dedicated to innovating service to our clients. Our people‑driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling.

Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.

Want to learn more about a career as a credit analyst at Fitch Ratings? Visit: (Use the "Apply for this Job" box below)..group

The U.S. Residential Mortgage‑Backed Securities (RMBS) group is adding a Credit Analyst or a Senior Credit Analyst to its growing team. This position will collaborate with more senior analysts on transaction analysis; run computer models and perform spreadsheet analysis to evaluate credit risk and cash‑flow coverage for RMBS transactions; present transaction reviews and analysis at rating committees; develop an understanding of legal and accounting issues affecting a security;

and contribute to research reports and press releases.

• Analyze critical credit, legal and structural elements of residential mortgage‑backed transactions
• Assist in the development of rating criteria, including writing relevant reports and developing recommendations to bolster analysis
• Produce quality internal and external written reports including credit committees, criteria, special reports and market commentary
• Communicate Fitch rating methodology and criteria to issuers and investors
• Deployment and implementation of cash‑flow models and tools used in the rating process
• Lead and/or support research projects
• Maintain assigned rating relationship

• You have a bachelor's degree at minimum
• You have 2‑3 years of relevant experience (excluding internships)
• Experience in capital markets, mortgage markets, and/or credit analysis is a plus
• You possess strong analytical, quantitative, and organizational skills
• You have excellent written and verbal communication skills
• You have the ability to excel in a team‑oriented environment

• Analyzing critical credit, legal, and structural elements of residential mortgage‑backed transactions
• Assisting in the development of rating criteria, including writing relevant reports and developing recommendations to enhance analysis
• Producing high‑quality internal and external written reports, including credit committees, criteria documents, special reports, and market commentary
• Communicating Fitch’s rating methodology and criteria to issuers and investors effectively
• Deploying and implementing cash‑flow models and tools used in the rating process
• Leading and/or supporting research projects
• Maintaining assigned rating relationships

• Hybrid Work Environment: 3 days a week in office required based on your line of business and location
• A Culture of Learning & Mobility:
  Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
• Investing in Your Future:
  Retireme…