Banking Fraud Analyst

Adyen provides payments, data, and financial products in a single solution for customers like Meta, Uber, H&M, and Microsoft - making us the financial technology platform of choice. At Adyen, everything we do is engineered for ambition.

For our teams, we create an environment with opportunities for our people to succeed, backed by the culture and support to ensure they are enabled to truly own their careers. We are motivated individuals who tackle unique technical challenges at scale and solve them as a team. Together, we deliver innovative and ethical solutions that help businesses achieve their ambitions faster.

With our team growing rapidly, we are looking for an ambitious Banking Fraud Analyst to join us in Chicago. As part of the relatively new Banking Fraud team you will work closely with Risk, Product, and other Merchant Operations teams. In this role you are responsible for identifying, investigating, and preventing fraudulent activities related to our acquiring and embedded financial services, helping maintain the integrity of our platform and ensuring a secure and trustworthy environment for our users.

• Proactively improve our fraud operations processes.
• Monitor and investigate transaction patterns, account activities, and user behavior to detect and mitigate fraudulent activities in real time.
• Assist in developing and optimizing fraud detection systems and tools, suggesting improvements and enhancements as needed.
• Develop and optimize policies and procedures for fraud incident response, root‑cause analysis, funds recovery and communication protocols.
• Stay up-to-date with the latest fraud trends, techniques, and technologies to continuously enhance fraud detection and prevention methods.

• 3+ years of experience in fraud at a financial institution – experience in an issuing bank, PSP, or other fintech platform is a plus.
• Knowledge of the payments ecosystem, issuing and acquiring, and the fraud types impacting mainly issuers (e.g., charge‑back fraud, scams, account takeover, APP fraud, etc.).
• Highly analytical and proficient in using data to identify emerging trends, drive investigations, and suggest improvements to fraud operations policies and tooling.
• Experience with fraud prevention, fraud detection, fraud investigations and fraud remediation in the banking sector.
• Willingness to make difficult decisions, learn quickly, and iterate from experience, using data to drive decisions.
• Ability to work independently and collaboratively with colleagues globally across different teams and cultures, sharing ideas to improve efficient teamwork.

Our unique approach is a product of our diverse perspectives. Diversity of backgrounds and cultures is essential in helping us maintain momentum. We welcome you to be your true self at Adyen.

Adyen is an equal‑opportunity employer. We do not discriminate based on race, color, ethnicity, ancestry, national origin, religion, sex, gender, gender identity, gender expression, sexual orientation, age, disability, veteran status, genetic information, marital status or any legally protected status. All your information will be kept confidential according to EEO guidelines.

Our interview process typically takes about 4 weeks to complete. We aim to get back to you within 5 business days after your application and will provide flexibility if needed.

Location:

Chicago office. We are an office‑first company and do not offer remote‑only roles.

The annual base salary range for this role is $85,000‑$110,000; to learn more about our compensation philosophy, please .