Credit Analyst, Structured Finance C&I

Job Title :
Credit Analyst Structured Finance C&I

Location : IL - Chicago LPO

As a Senior Credit Analyst you'll be primarily responsible for spreading and maintaining financial background information on present and prospective customers and developing credit studies for the Loan Officers, Chief Credit Officer, and other Executive Management. You will manage spread assignments, conduct financial analyses, and maintain related records and files. One of your key responsibilities is the preparation of a variety of credit department reports.

• Responsible for supporting the Credit Administration team in analyzing credit and collateral information to determine risk involved in lending money to customers. Collecting, organizing, and analyzing company financials to ensure bank compliance and update the bank's systems accordingly. Work directly with clients to resolve compliance issues and operational inquiries.
• Review client financials and perform sensitivity analysis to evaluate credit risk in connection with bank structures. Prepare in-depth reports providing plans of action based on qualitative and quantitative research.
• Collaborate cross-functionally with bank groups to execute treasury management products, foreign exchange instruments, derivatives as well as legal documents. Produce loan packages for new and restructured loans.
• Facilitate reporting and requests on behalf of the bank with third parties (e.g., field auditors, appraisers, etc.). Monitor loan disbursements to ensure compliance with bank regulations.

• 2 years of related experience in Accounting, Finance or Economics or a similar field.
• Bachelor's degree or equivalent experience required.
• Entry-level to intermediate knowledge of general banking operations, including deposit operations, loan administration, treasury management, and/or other commercial banking products and services.
• Entry-level to intermediate knowledge of applicable regulatory and legal compliance obligations, rules, and regulations industry standards and practices.
• Entry-level to intermediate knowledge and understanding of financial statements and ability to analyze business and financial data.
• Strong analytical, conceptual, communication, leadership, and organizational skills.
• Ability to self-motivate and work productively without supervision.
• Intermediate speaking and writing communication skills.

Hourly range for new hires is generally $37.73 - $45.38 for Chicago IL. Salary amount is determined by specific job addition. The role may be eligible for annual bonus/incentives earned.

We offer all the important things you’d want:

• Competitive salaries
• Ownership stake in the company
• Medical and dental insurance
• Time off
• Great 401(k) matching program
• Tuition assistance program
• Employee volunteer program
• Wellness addition

You’ll also have the opportunity to bolster your business knowledge by learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands‑on experience to help grow your career.

Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; member FDIC. Ameri Home Mortgage is a Western Alliance Bank company.

Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation of origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email or call.

When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.