Commercial Portfolio Manager - Corporate Mortgage Finance

Commercial Portfolio Manager – Corporate Mortgage Finance

Company: Huntington National Bank

As a Commercial Portfolio Manager–CSG Corporate Mortgage Finance, you will be responsible for underwriting CMF Lending facilities, assisting with legal documentation reviews and monitoring client performance to ensure compliance with the Policies and Procedures of Huntington’s Corporate Mortgage Finance Group (CMFG). This position reports to the Portfolio Management Team Leader.

• Structure, underwrite, and close complex direct lend bilateral and/or syndicated asset‑backed credit facilities including mortgage warehouse lines, mortgage servicing assets, and other mortgage‑related asset‑backed and SPE collateralized credit facilities.
• Ensure all relationships and transactions in your assigned portfolio align with the bank’s risk profile and credit policies.
• Prepare financial spreads, accurate risk ratings, credit request memoranda and recommendations in compliance with CMFG and bank requirements for new credit requests, modifications, annual reviews, renewals, portfolio reviews and critical asset reviews.
• Monitor the performance of assigned CMF facilities to assess ongoing creditworthiness and anticipate opportunities and challenges.
• Conduct stress testing, forecasting, concentration analysis and macroeconomic evaluations.
• Present at portfolio reviews and respond to senior management inquiries as needed.
• Communicate suspected credit problems or deterioration promptly.
• Maintain acceptable credit quality levels for the portfolio per bank and CMFG policies, procedures and guidelines, as evidenced by satisfactory loan reviews and audits.
• Build and maintain strong relationships with clients, senior management, internal and external stakeholders to ensure effective communication and problem‑solving.
• Prepare and present portfolio reports highlighting performance, financial metrics and compliance with internal policies; produce ad‑hoc reporting as required.
• Share industry market and trend insights with the team to support risk management.
• Manage special projects such as drafting procedures and policies.
• Utilize bank reporting, record‑keeping and underwriting systems/tools to maintain accurate, timely portfolio detail.
• Manage multiple priorities efficiently.

• Bachelor’s Degree.
• At least 2 years of relevant commercial credit experience in the mortgage finance industry.

• Portfolio management experience in mortgage finance or other specialty finance with commitment sizes > $100MM.
• Experience with legal structures, credit analysis, cash flow assessment, documentation and surveillance standards for the various facility types offered by the group.
• Formal credit training and/or experience.
• Master’s degree in a related field (preferred).

• Excellent organizational skills.
• Strong knowledge of GAAP principles applied to mortgage banking entities.
• Experience preparing cash flow analysis and stress testing based on varied scenarios.
• Excellent written and verbal communication skills.
• Demonstrated success underwriting increasingly complex credits.

Yes (not eligible for overtime pay).

Office. Certain positions outside the branch network may be eligible for a flexible work arrangement. Huntington combines in‑office and work‑from‑home options to deepen connections, maintain a strong community, and enable employees to do their best work. Remote roles may also have opportunities to gather in our offices for collaborative moments.

$102,000 - $208,000 Annual Salary. Actual compensation will vary and may be above or below this range based on location, experience and performance. Eligible for incentive compensation and comprehensive benefits including health insurance, wellness program, life and disability insurance, retirement savings plan, paid leave, holidays and PTO.

Huntington is an Equal Opportunity Employer.

Visit Huntington's Career Web Site for more details.