BM Sr. Manager, Business Analytics & Reporting BMO · Locations · Data Analysis & BI –ago

Final date to receive applications: 10/29/2026

Address: 320 S Canal Street

Job Family Group:
Data Analytics & Reporting

• Applies expert‑level analytical skills to break down complex credit risk problems, integrating data from multiple internal and external sources to produce insights, recommendations, and decision‑ready materials.
• Designs and produces sophisticated recurring and ad‑hoc reports, dashboards, and analytical tools to support credit risk monitoring and regulatory expectations.
• Conducts advanced credit portfolio analytics including vintage analysis, trend assessments, risk segmentation, and predictive analysis to identify emerging risks and portfolio vulnerabilities.
• Supports the development of risk decision strategies including data analytics, simulation, validation testing, and reporting requirements to evaluate the effectiveness of new or modified strategies.

• Defines business requirements for analytics and reporting to ensure data insights inform senior‑level decisions and align with enterprise standards.
• Ensures strong governance and effective controls for data quality, lineage, and use of key risk indicators (KRIs), including the development, calibration, and ongoing monitoring of KRIs for Business Banking.
• Participates in and may lead components of strategic initiatives related to credit risk analytics, reporting transformation, and process modernization.

• Acts as a subject matter expert on regulatory, policy, and industry requirements related to credit risk, risk reporting, and analytics.
• Provides strategic input to senior leaders regarding portfolio quality, emerging risks, model or policy impacts, and opportunities to enhance monitoring capabilities.
• Serves as a key partner to first‑ and second‑line stakeholders, offering effective challenge and analytical guidance on business banking originations, credit policy changes, and portfolio strategies.

• Advanced proficiency in SAS, Python, and Power BI, with the ability to automate processes, build analytical models, integrate multiple data sources, and design interactive dashboards.
• Ability to perform complex portfolio analytics, including vintage curves, cohort performance tracking, segmentation modeling, and early‑warning indicator development.

• In‑depth knowledge of credit risk management theory, risk systems, reporting frameworks, and Business Banking lending products.
• Demonstrated experience with KRIs, KPIs, capital‑at‑risk assessments, and other advanced credit portfolio metrics.
• Strong understanding of regulatory expectations and internal policies impacting reporting and portfolio oversight.

• Skilled in conveying complex analytical findings to senior stakeholders through clear narratives, visualizations, and recommendations.
• Proven ability to influence decision‑making in ambiguous or data‑limited environments, supporting cross‑functional alignment.

• A seasoned analytical professional with 7+ years of experience in credit risk analytics, preferably within Business Banking or mid‑market lending.
• Deep technical fluency in statistical analysis, programming, and risk reporting systems.
• Demonstrated ability to independently own complex analysis and produce insights that shape policy, risk appetite, and portfolio strategy.
• Comfortable working with large datasets, ambiguous business problems, and fast‑evolving regulatory and portfolio dynamics.
• Strong collaboration skills and the ability to serve as a trusted analytical advisor.

Supports the execution of accurate and efficient reporting solutions for risk, regulatory and management…