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Distinguished Engineer; Card Decisioning

Job in Chicago, Cook County, Illinois, 60695, USA
Listing for: Capital One
Full Time position
Listed on 2026-01-02
Job specializations:
  • IT/Tech
    Systems Engineer, AI Engineer
Job Description & How to Apply Below
Position: Distinguished Engineer (Card Decisioning)

Distinguished Engineer (Card Decisioning) at Capital One summary:

The Distinguished Engineer (Card Decisioning) at Capital One leads the design and implementation of scalable, secure, and AI-powered decisioning platforms to manage risk and drive business value across banking products. This role involves technical leadership, mentoring engineers, and driving innovation through collaboration with cross-functional teams. The engineer acts as a subject matter expert, promoting engineering excellence and delivering practical solutions for complex distributed systems in the cloud.

Distinguished

Engineer (Card Decisioning)

As a Distinguished Engineer at Capital One, you will be a part of a community of technical experts working to define the future of banking in the cloud.

You will work alongside our talented team of developers, machine learning experts, product managers and people leaders. Our Distinguished Engineers are leading experts in their domains, helping devise practical and reusable solutions to complex problems. You will drive innovation at multiple levels, helping optimize business outcomes while driving towards strong technology solutions.

At Capital One, we believe diversity of thought strengthens our ability to influence, collaborate and provide the most innovative solutions across organizational boundaries. You will promote a culture of engineering excellence, and strike the right balance between lending expertise and providing an inclusive environment where the ideas of others can be heard and championed. You will lead the way in creating next-generation talent for Capital One Tech, mentoring internal talent and actively recruiting to keep building our community.

Distinguished Engineers are expected to lead through technical contribution. You will operate as a trusted advisor for our key technologies, platforms and capability domains, creating clear and concise communications, code samples, blog posts and other material to share knowledge both inside and outside the organization. You will specialize in a particular subject area, but your input and impact will be sought and expected throughout the organization.

About the team:
Capital One’s Card Decisioning team is responsible to enable our business to manage risk and drive business value across the customer lifecycle by providing real-time, accurate , secure and AI powered decision-making solutions for customer transactions, fraud detection, alerts, credit inquiries and applications across card, lending and banking products.

In this role, you will work with our decisioning platform team to provide architectural guidance and technical leadership to help build a destination platform for capital one. You will be a thought leader in this space to ensure we are building a world class platform that is scalable, resilient, multi-tenant and can support a variety of use cases.

You will work with other Distinguished Engineers to detail out high level designs and help Software engineers develop and engineer the products as envisioned . You will be responsible to help the teams with setting up the best in the industry engineering culture and developer experience . Additionally, you will provide mentorship and strategic guidance to our engineer, product, and leadership groups.

Key responsibilities:

  • Articulate and evangelize a bold technical vision for your domain

  • Decompose complex problems into practical and operational solutions

  • Ensure the quality of technical design and implementation

  • Serve as an authoritative expert on non-functional system characteristics, such as performance, scalability and operability

  • Continue learning and injecting advanced technical knowledge into our community

  • Handle several projects simultaneously, balancing your time to maximize impact

  • Act as a role model and mentor within the tech community, helping to coach and strengthen the technical expertise and know-how of our engineering and product community

Basic Qualifications
  • Bachelor’s Degree

  • At least 7 years of experience in Software Engineering

  • At least 5 years of experience with large, distributed systems

  • At least 5 years of experience with public cloud technologies

Preferred…
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