Loan Officer

#ZR

Position Summary:
We’re looking for a dedicated and customer-focused Loan Officer to join our team at our Chillicothe location. As a key member of our lending team, you’ll help individuals and small businesses in our community access the financing they need to grow and thrive. From first-time home buyers to local entrepreneurs, you’ll be a trusted advisor throughout the loan process—building relationships, assessing creditworthiness, and offering tailored solutions.

• Evaluate, authorize, or recommend approval of loan applications for individuals and businesses.
• Build strong relationships with current and prospective customers to understand their needs and offer the right lending products.
• Guide customers through the loan process from application to closing.
• Analyze financial data, credit reports, and collateral to assess risk and determine appropriate loan terms.
• Maintain knowledge of loan regulations and internal policies to ensure compliance.
• Work collaboratively with underwriting, credit, and operations teams to deliver timely service.
• Participate in community outreach and business development activities to grow the bank’s presence.

• Prior experience in banking, lending, or financial services preferred.
• Strong knowledge of consumer or commercial loan products (or both).
• Excellent interpersonal and communication skills.
• Strong attention to detail and problem-solving ability.
• Ability to build rapport with customers and deliver exceptional service.
• Familiarity with loan software and Microsoft Office Suite.

• Health Coverage: Comprehensive medical, dental, and vision plans. Also offers a Health Payment Account (HPA).
• Retirement: Safe Harbor 401(k) plan with a dedicated wealth advisor.
• Wellness/Ancillary: Includes supplemental benefits including Accident, Critical Illness, Short-Term Disability and employer-paid Life Insurance.