Financial Loan Officer

Pride Staff is currently seeking a Financial Loan Officer for a commercial real estate company located in Chino, CA. This is a full-time, Direct Hire position with opportunity to grow. Please see job requirements below to be considered.

• Salary Range $80,000 to $86,000
• Shift: Monday – Friday, 8am to 5pm

The Financial Loan Officer will play a key role in structuring, analyzing, and managing commercial real estate loans. This role is well-suited for candidates with prior banking, lending, or credit analysis experience who are eager to leverage their financial and credit expertise in a fast-paced real estate environment. The ideal candidate will bring strong analytical skills, deep knowledge of credit and underwriting, and the ability to build and maintain institutional relationships.

• Source, structure, and process commercial real estate loans, including acquisitions, refinancing, and recapitalizations.
• Collaborate with lenders to negotiate favorable loan terms and ensure compliance with lending policies.
• Prepare financing packages and supporting documentation for loan submissions.

• Evaluate borrower creditworthiness by analyzing financial statements, rent rolls, DSCR, LTV, and other key indicators.
• Conduct underwriting, risk assessments, and due diligence to support loan approvals.
• Monitor ongoing loan performance and identify potential risks or covenant breaches.
• Ensure compliance with regulatory and institutional lending requirements.

• Develop and maintain detailed financial models to support loan underwriting and investment decisions.
• Prepare credit memos, loan summaries, and periodic performance reports.
• Track and analyze portfolio metrics such as DSCR, NOI, LTV, IRR, and cash flow.
• Work closely with property management and accounting teams to validate financial data.

• Build and maintain strong relationships with banks, insurance lenders, and financial institutions.
• Serve as the primary point of contact for lenders during underwriting, closings, and ongoing reporting.
• Represent the company in lender meetings, investor presentations, and industry conferences.

• Utilize Yardi and other financial systems to manage loan data, payments, and compliance tracking.
• Ensure accuracy and integrity of all financial documentation.
• Recommend process improvements to enhance efficiency in loan administration and reporting.

• Bachelor’s degree in Finance, Economics, Business Administration, or a related field MBA or certifications a plus
  .
• Minimum 5 years’ experience in commercial lending, loan origination, or real estate credit analysis.
• Strong knowledge of commercial real estate lending practices, underwriting standards, and credit policy.
• Advanced Excel skills required; experience with Yardi and/or Argus strongly preferred.
• Proven ability to structure and close financing transactions.
• Excellent negotiation, communication, and relationship management skills.
• Highly organized, detail-oriented, and able to manage multiple transactions simultaneously.

Compensation / Pay Rate (Up to): $80,000.00 - $86,000.00 Per Year