Market President; Chippewa Falls

The Market President is responsible for developing, managing and growing a portfolio of commercial and agriculture relationships. Responsible for identifying needs and providing assistance to current and prospective Bank customers for the purpose of recommending and selling the Bank's products and services and advising customers of lending and banking service options available. Also responsible for analyzing risk, approving and disbursing loans to customers in accordance with established Bank policies.

Prepares and presents loan and credit analysis to committees for use in the making of lending decisions on new, renewal and extension loans. Responsible for expanding and deepening existing customer relationships through referrals to other business. Responsible for leading the market through community involvement, new business development activities, and a strong market presence.

Chippewa Falls, WI 54729

* Only candidates in the Chippewa Falls and surrounding area will be considered*

• Maintain the mission, values, vision and principles of theBank.
• Remain up-to-date regarding company policies and procedures and perform all functions in accordance with
  
  Bank policies and procedures.
• Provide the highest quality of customer service in an efficient, professional and accurate manner consistent with the Bank’s values and standards.
• Ensures compliance with all state and federal regulations and laws including but not limited to:
  The Bank Secrecy Act.
• Understands compliance issues and attend training as they relate to the position. Responsible to the President and indirectly responsible to the Board of Directors with respect to these duties and responsibilities. Assists in leading and maintaining lending compliance.

• Responsible for loan/line growth through client portfolio and other proactive measures to grow market share, as well as retain / grow existing portfolio. Ongoing focus of building solid and long lasting relationships by engaging all customers in a positive manner through client prospect calling activities consisting of in person and telephone outreach, direct mail efforts and working collaboratively with internal partners.
  
  Follow up on leads generated through all sources.
• Lead and oversee the area market.
• Prospect new relationships through proactive calling efforts, while retaining and deepening existing relationships. Promote the Bank’s loan products and programs internally and in the community through regular contact with commercial and agriculture prospective clients and other proactive measures to grow market share as well as retain and grow existing portfolio.
• Develop banking relationships by reviewing and analyzing financial data to determine the merits of specific loan/line requests and recommend structure.
• Conduct regulatory compliant loan pre-qualification interview. Provide financial advice and counsel to customers and prospective clients regarding trends and conditions of the business environment and general banking trends though bank approved sources. Explain loan options and alternatives (rates, types, repayment lengths, etc.); assist with completing loan application forms, gather all pertinent information necessary to make loan commitment decision; prepare cash flows and calculate key financial ratios to analyze loans, arrange for appraisals of real estate, agricultural, commercial and personal property, verifies customer credit by completing appropriate credit checks and determining if customer is a credit risk.
  
  Adequately documents all customer contacts with appropriate comments.
• Maximize bank profitability through appropriate pricing of new loan originations, fee income and selling of all bank products and services.
• Approves or declines loans within specified loan limit according to Bank policy. For loans above loan limit, presents loan applications to the Loan Committee or Chief Credit Officer for approval. Prepares appropriate documentation substantiating recommendation. Notifies non-qualifying applicants in a timely manner.
• Works closely with appropriate Loan Assistant for document preparation,…