Credit Specialist

Role Overview & Responsibilities

Spectrum Industries, Inc. is looking for a new team member to evaluate creditworthiness, manage credit risk, and work collaboratively with Spectrum customers to ensure the timely collection of accounts receivable.

• Analyze customer financial data and credit histories to determine the degree of risk involved in extending credit
• Conduct thorough credit checks and risk assessments to make informed lending decisions
• Make credit decisions and recommendations for approval, denial, or credit limits based on thorough risk assessment
• Communicate with customers regarding credit issues, advance payments, billing inquiries, and collection of past due balances
• Prepare detailed reports on credit assessments and recommendations for credit limits and terms
• Work closely with sales and production teams to manage credit applications and assess potential risks of new clients
• Monitor existing accounts to track payment behavior, identify potential risks, and ensure timely payments
• Communicate with customers and internal teams to resolve credit issues, negotiate payment plans, and provide guidance on credit management
• Ensure compliance with company credit policies, procedures, and relevant financial regulations
• Perform collection activities in order to recover overdue accounts
• Other duties as assigned

• Associate's degree in Accounting, Finance, or Business Administration
• Three to five years of related work experience
• OR equivalent combination of education and experience

• Flexible hours
• PTO: 3 weeks per year
• 72 hours of paid holidays
• Health insurance
• Dental insurance
• Vision insurance
• Wellness program
• Short-term disability (employer paid)
• $30,000 of life insurance (employer paid)
• 401(k) with company match
• Employee Assistance Program

Spectrum Industries, Inc. is committed to fostering a diverse and inclusive workplace. We strictly prohibit discrimination or harassment based on race, color, sex, religion, sexual orientation, national origin, disability, genetic information, pregnancy, or any other non-merit factor. Join our team and build a rewarding career in an inclusive environment.